{"id":37217,"date":"2026-06-12T15:27:00","date_gmt":"2026-06-12T15:27:00","guid":{"rendered":"http:\/\/firmusnew.local\/?p=37217"},"modified":"2026-06-09T09:49:01","modified_gmt":"2026-06-09T09:49:01","slug":"how-a-fintech-can-obtain-a-payment-service-provider-license-in-ghana","status":"publish","type":"post","link":"https:\/\/firmusadvisory.com\/ar\/how-a-fintech-can-obtain-a-payment-service-provider-license-in-ghana\/","title":{"rendered":"\u0643\u064a\u0641 \u064a\u0645\u0643\u0646 \u0644\u0634\u0631\u0643\u0629 \u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u062a\u0631\u062e\u064a\u0635 \u0645\u0632\u0648\u062f \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062f\u0641\u0639 \u0641\u064a \u063a\u0627\u0646\u0627"},"content":{"rendered":"\n<p><\/p>\n\n\n<p>\u0647\u0644 \u062a\u0641\u0643\u0631 \u0641\u064a \u0625\u0637\u0644\u0627\u0642 \u0645\u0634\u0631\u0648\u0639 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\u062e\u0627\u0631\u062c \u0646\u0637\u0627\u0642 \u062a\u0631\u062e\u064a\u0635\u0647\u0627\u060c \u0641\u0625\u0646\u0647\u0627 \u062a\u064f\u0639\u062f \u0645\u062e\u0627\u0644\u0641\u0629 \u0648\u062a\u0635\u0628\u062d \u0639\u0631\u0636\u0629 \u0644\u063a\u0631\u0627\u0645\u0627\u062a \u064a\u0641\u0631\u0636\u0647\u0627 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u0627\u0644\u063a\u0627\u0646\u064a (BOG). \u0648\u0645\u0639 \u0630\u0644\u0643\u060c \u0625\u0630\u0627 \u0643\u0627\u0646\u062a \u0627\u0644\u0634\u0631\u0643\u0629 \u062a\u062d\u0645\u0644 \u062a\u0631\u062e\u064a\u0635\u0627\u064b \u0645\u0646 \u0641\u0626\u0629 \u0623\u0639\u0644\u0649 (\u0645\u062b\u0644 \u062a\u0631\u062e\u064a\u0635 \u0645\u064f\u0635\u062f\u0631 \u0627\u0644\u0646\u0642\u0648\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629)\u060c \u0641\u064a\u064f\u0633\u0645\u062d \u0644\u0647\u0627 \u0628\u0645\u0645\u0627\u0631\u0633\u0629 \u0623\u0646\u0634\u0637\u0629 \u0627\u0644\u0641\u0626\u0627\u062a \u0627\u0644\u0623\u062f\u0646\u0649\u060c \u0648\u0644\u0643\u0646 \u0627\u0644\u0639\u0643\u0633 \u063a\u064a\u0631 \u0635\u062d\u064a\u062d.<\/p>\n<p>\u064a\u0648\u0636\u062d \u0627\u0644\u062c\u062f\u0648\u0644 \u0623\u062f\u0646\u0627\u0647 \u0641\u0626\u0627\u062a \u0627\u0644\u062a\u0631\u0627\u062e\u064a\u0635 \u0648\u0627\u0644\u0623\u0646\u0634\u0637\u0629 \u0627\u0644\u0645\u0633\u0645\u0648\u062d \u0628\u0647\u0627 \u0644\u0643\u0644 \u0641\u0626\u0629:<\/p>\n<p>\u00a0<\/p>\n<table>\n<thead>\n<tr>\n<th>\n<p><strong>\u0627\u0644\u0631\u0642\u0645<\/strong><\/p>\n<\/th>\n<th>\n<p><strong>\u0646\u0648\u0639 \u0627\u0644\u062a\u0631\u062e\u064a\u0635<\/strong><\/p>\n<\/th>\n<th>\n<p><strong>\u0627\u0644\u0623\u0646\u0634\u0637\u0629 \u0627\u0644\u0645\u0633\u0645\u0648\u062d \u0628\u0647\u0627<\/strong><\/p>\n<p>\u00a0<\/p>\n<\/th>\n<\/tr>\n<tr>\n<th>\n<p>1<\/p>\n<\/th>\n<th>\n<p>\u0645\u064f\u0635\u062f\u0631\u0648 \u0627\u0644\u0646\u0642\u0648\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0627\u0644\u0645\u062a\u062e\u0635\u0635\u0648\u0646<\/p>\n<\/th>\n<th>\n<p>\u2022 \u0627\u0633\u062a\u0642\u0637\u0627\u0628 \u0627\u0644\u0648\u0643\u0644\u0627\u0621 \u0648\u0625\u062f\u0627\u0631\u062a\u0647\u0645<\/p>\n<p>\u2022 \u0625\u0646\u0634\u0627\u0621 \u0648\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u062d\u0627\u0641\u0638 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629<\/p>\n<p>\u2022 \u062a\u062d\u0648\u064a\u0644\u0627\u062a \u0645\u0646 \u0634\u062e\u0635 \u0644\u0634\u062e\u0635 (P2P) \u062f\u0627\u062e\u0644 \u0627\u0644\u0634\u0628\u0643\u0629 \u0648\u062e\u0627\u0631\u062c\u0647\u0627<\/p>\n<p>\u2022 \u0627\u0644\u0625\u064a\u062f\u0627\u0639 \u0648\u0627\u0644\u0633\u062d\u0628 \u0627\u0644\u0646\u0642\u062f\u064a<\/p>\n<p>\u2022 \u0627\u0644\u062a\u062d\u0648\u064a\u0644\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0645\u062d\u0644\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u0645\u062d\u0627\u0641\u0638 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629\u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0627\u0644\u062a\u062d\u0648\u064a\u0644\u0627\u062a \u0645\u0646 \u0648\u0625\u0644\u0649 \u0627\u0644\u062d\u0633\u0627\u0628\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629<\/p>\n<p>\u2022 \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u060c \u0648\u0627\u0644\u0627\u062f\u062e\u0627\u0631\u060c \u0648\u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u060c \u0648\u0627\u0644\u062a\u0623\u0645\u064a\u0646\u060c \u0648\u0627\u0644\u0645\u0639\u0627\u0634\u0627\u062a \u0627\u0644\u062a\u0642\u0627\u0639\u062f\u064a\u0629 (\u0641\u0642\u0637 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\u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a)<\/p>\n<\/th>\n<th>\n<p>\u2022 \u0625\u062f\u0627\u0631\u0629 \u0634\u0628\u0643\u0627\u062a \u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0645\u062d\u0644\u064a\u0629 (\u0645\u062b\u0644 Gh-Link)<\/p>\n<p>\u2022 \u062a\u062d\u0648\u064a\u0644 \u0648\u062a\u0648\u062c\u064a\u0647 \u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0648\u062a\u0639\u0644\u064a\u0645\u0627\u062a \u0627\u0644\u062f\u0641\u0639<\/p>\n<p>\u2022 \u062a\u062d\u0648\u064a\u0644 \u0648\u062a\u0648\u062c\u064a\u0647 \u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0648\u062a\u0639\u0644\u064a\u0645\u0627\u062a \u0627\u0644\u062f\u0641\u0639<\/p>\n<\/th>\n<\/tr>\n<tr>\n<th>\n<p>3<\/p>\n<\/th>\n<th>\n<p>\u0645\u0632\u0648\u062f \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062f\u0641\u0639 (\u0641\u0626\u0629 \u0645\u062a\u0642\u062f\u0645\u0629)<\/p>\n<\/th>\n<th>\n<p>\u062c\u0645\u064a\u0639 \u0627\u0644\u0623\u0646\u0634\u0637\u0629 \u0627\u0644\u0645\u0633\u0645\u0648\u062d \u0628\u0647\u0627 \u0644\u0645\u0632\u0648\u062f \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062f\u0641\u0639 (\u0627\u0644\u0641\u0626\u0629 \u0627\u0644\u0645\u062a\u0648\u0633\u0637\u0629)<\/p>\n<p>\u2022 \u062a\u0648\u0641\u064a\u0631 \u0645\u0646\u0635\u0629 (\u0633\u0648\u0642) \u0644\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0645\u0642\u062f\u0645\u0629 \u0645\u0646 \u0645\u0624\u0633\u0633\u0627\u062a \u0645\u0627\u0644\u064a\u0629 \u0645\u0631\u062e\u0635\u0629<\/p>\n<p>\u2022 \u0627\u0633\u062a\u0642\u0637\u0627\u0628 \u0627\u0644\u062a\u062c\u0627\u0631 \u0648\u062a\u062c\u0645\u064a\u0639 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0644\u0635\u0627\u0644\u062d\u0647\u0645<\/p>\n<p>\u2022 \u0645\u0639\u0627\u0644\u062c\u0629 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a<\/p>\n<p>\u2022 \u0637\u0628\u0627\u0639\u0629 \u0648\u062a\u062e\u0635\u064a\u0635 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0630\u0643\u064a\u0629 (EMV)<\/p>\n<p>\u2022 \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062a\u062d\u0648\u064a\u0644\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u062f\u0648\u0644\u064a\u0629 \u0627\u0644\u0648\u0627\u0631\u062f\u0629<\/p>\n<p>\u2022 \u062a\u0648\u0641\u064a\u0631 \u062e\u062f\u0645\u0627\u062a \u0628\u0648\u0627\u0628\u0627\u062a \u0627\u0644\u062f\u0641\u0639 \u0643\u0637\u0631\u0641 \u062b\u0627\u0644\u062b<\/p>\n<p>\u2022 \u0625\u0635\u062f\u0627\u0631 \u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0641\u062a\u0631\u0627\u0636\u064a\u0629 \u0645\u062d\u062f\u0648\u062f\u0629 \u0627\u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0648\u0630\u0627\u062a \u062d\u0644\u0642\u0629 \u0645\u063a\u0644\u0642\u0629 (\u062a\u064f\u0642\u0631\u0646 \u0628\u0627\u0644\u0627\u0633\u062a\u0631\u062f\u0627\u062f\u0627\u062a\u060c \u0648\u0627\u0644\u0645\u0643\u0627\u0641\u0622\u062a\u060c \u0648\u062d\u0633\u0627\u0628\u0627\u062a \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u064a\u0646 \u0627\u0644\u0623\u062e\u0631\u0649)<\/p>\n<p>\u00a0<\/p>\n<\/th>\n<\/tr>\n<tr>\n<th>\n<p>4<\/p>\n<\/th>\n<th>\n<p>\u0645\u0632\u0648\u062f \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062f\u0641\u0639 (\u0641\u0626\u0629 \u0645\u062a\u0648\u0633\u0637\u0629)<\/p>\n<\/th>\n<th>\n<p>\u0627\u0644\u0627\u0631\u062a\u0628\u0627\u0637 \u0628\u0645\u0632\u0648\u062f \u062e\u062f\u0645\u0627\u062a \u062f\u0641\u0639 \u0645\u0646 \u0627\u0644\u0641\u0626\u0629 \u0627\u0644\u0645\u062a\u0642\u062f\u0645\u0629 \u0644\u062a\u0642\u062f\u064a\u0645 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062a\u0627\u0644\u064a\u0629:<\/p>\n<p>\u2022 \u062c\u0645\u064a\u0639 \u0627\u0644\u0623\u0646\u0634\u0637\u0629 \u0627\u0644\u0645\u0633\u0645\u0648\u062d \u0628\u0647\u0627 \u0644\u0645\u0632\u0648\u062f \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062f\u0641\u0639 (\u0627\u0644\u0641\u0626\u0629 \u0627\u0644\u0639\u0627\u062f\u064a\u0629)<\/p>\n<p>\u2022 \u062a\u062c\u0645\u064a\u0639 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0628\u0627\u0644\u0627\u0631\u062a\u0628\u0627\u0637 \u0645\u0639 \u0645\u0632\u0648\u062f \u062e\u062f\u0645\u0627\u062a \u062f\u0641\u0639 \u0645\u062a\u0642\u062f\u0645<\/p>\n<p>\u2022 \u062a\u062c\u0645\u064a\u0639 \u0627\u0644\u0641\u0648\u0627\u062a\u064a\u0631 \u0648\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0627\u0644\u062a\u062c\u0627\u0631<\/p>\n<p>\u2022 \u062a\u0648\u0641\u064a\u0631 \u0648\u0646\u0634\u0631 \u0623\u062c\u0647\u0632\u0629 \u0646\u0642\u0627\u0637 \u0627\u0644\u0628\u064a\u0639 (POS)<\/p>\n<p>\u2022 \u0637\u0628\u0627\u0639\u0629 \u0623\u062f\u0648\u0627\u062a \u0627\u0644\u062f\u0641\u0639 \u063a\u064a\u0631 \u0627\u0644\u0646\u0642\u062f\u064a\u0629 (\u0645\u062b\u0644 \u0627\u0644\u0634\u064a\u0643\u0627\u062a)<\/p>\n<p>\u2022 \u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0627\u0644\u062f\u0641\u0639 \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644 (\u0645\u0639 \u0646\u0642\u0644 \u0627\u0644\u0645\u0633\u0624\u0648\u0644\u064a\u0629)<\/p>\n<p>\u00a0<\/p>\n<\/th>\n<\/tr>\n<tr>\n<th>\n<p>5<\/p>\n<\/th>\n<th>\n<p>\u0645\u0632\u0648\u062f \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062f\u0641\u0639 (\u0641\u0626\u0629 \u0639\u0627\u062f\u064a\u0629)<\/p>\n<\/th>\n<th>\n<p>\u0627\u0644\u0627\u0631\u062a\u0628\u0627\u0637 \u0628\u0645\u0632\u0648\u062f \u062e\u062f\u0645\u0627\u062a \u062f\u0641\u0639 \u0645\u0646 \u0627\u0644\u0641\u0626\u0629 \u0627\u0644\u0645\u062a\u0642\u062f\u0645\u0629 \u0644\u062a\u0642\u062f\u064a\u0645 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062a\u0627\u0644\u064a\u0629: \u2022 \u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0627\u0644\u062f\u0641\u0639 \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644 (\u0628\u062d\u064a\u062b \u062a\u0642\u0639 \u0627\u0644\u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0639\u0644\u0649 \u0645\u0632\u0648\u062f \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u062a\u0642\u062f\u0645)<\/p>\n<p>\u00a0<\/p>\n<\/th>\n<\/tr>\n<\/thead>\n<\/table>\n<p>\u00a0<\/p>\n<h2><a id=\"post-37217-_5ysi0onxkwnt\"><\/a><strong>\u0645\u0627 \u0647\u064a \u0627\u0644\u0631\u0633\u0648\u0645 \u0627\u0644\u0645\u0637\u0628\u0642\u0629 \u0639\u0644\u0649 \u062a\u0631\u0627\u062e\u064a\u0635 \u0645\u0632\u0648\u062f\u064a \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062f\u0641\u0639\u061f<\/strong><\/h2>\n<p>\u064a\u0648\u0636\u062d \u0627\u0644\u062c\u062f\u0648\u0644 \u0623\u062f\u0646\u0627\u0647 \u062a\u0641\u0627\u0635\u064a\u0644 \u0631\u0633\u0648\u0645 \u0627\u0644\u0645\u0639\u0627\u0644\u062c\u0629\u060c \u0648\u0627\u0644\u0625\u0635\u062f\u0627\u0631\u060c \u0648\u0627\u0644\u062a\u062c\u062f\u064a\u062f:<\/p>\n<table>\n<thead>\n<tr>\n<th>\n<p><strong>\u0627\u0644\u0631\u0642\u0645<\/strong><\/p>\n<\/th>\n<th>\n<p><strong>\u0646\u0648\u0639 \u0627\u0644\u062a\u0631\u062e\u064a\u0635<\/strong><\/p>\n<\/th>\n<th>\n<p><strong>\u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644 \u0627\u0644\u062a\u0623\u0633\u064a\u0633\u064a (\u0627\u0644\u0646\u0632\u0627\u0647\u0629)<\/strong><\/p>\n<p><strong>\u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644 (\u0633\u064a\u062f\u064a \u063a\u0627\u0646\u064a)<\/strong><\/p>\n<\/th>\n<th>\n<p><strong>\u0631\u0633\u0648\u0645 \u0627\u0644\u0645\u0639\u0627\u0644\u062c\u0629<\/strong><\/p>\n<p><strong>(\u0633\u064a\u062f\u064a \u063a\u0627\u0646\u064a)<\/strong><\/p>\n<\/th>\n<th>\n<p><strong>\u0631\u0633\u0648\u0645 \u0627\u0644\u062a\u0631\u062e\u064a\u0635<\/strong><\/p>\n<p><strong>(\u0633\u064a\u062f\u064a \u063a\u0627\u0646\u064a)<\/strong><\/p>\n<\/th>\n<th>\n<p><strong>\u0631\u0633\u0648\u0645 \u0627\u0644\u062a\u062c\u062f\u064a\u062f<\/strong><\/p>\n<p><strong>(\u0633\u064a\u062f\u064a \u063a\u0627\u0646\u064a)<\/strong><\/p>\n<\/th>\n<th>\n<p><strong>\u0645\u062f\u0629 \u0627\u0644\u0635\u0644\u0627\u062d\u064a\u0629<\/strong><\/p>\n<\/th>\n<\/tr>\n<tr>\n<th>\n<p>1<\/p>\n<\/th>\n<th>\n<p>\u0645\u064f\u0635\u062f\u0631 \u0646\u0642\u0648\u062f \u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0645\u062a\u062e\u0635\u0635<\/p>\n<p>\u00a0<\/p>\n<\/th>\n<th>\n<p>20,000,000<\/p>\n<p>\u00a0<\/p>\n<p>\u00a0<\/p>\n<\/th>\n<th>\n<p>25,000<\/p>\n<\/th>\n<th>\n<p>100,000<\/p>\n<\/th>\n<th>\n<p>10<\/p>\n<\/th>\n<th>\n<p>5 \u0633\u0646\u0648\u0627\u062a<\/p>\n<\/th>\n<\/tr>\n<tr>\n<th>\n<p>2<\/p>\n<\/th>\n<th>\n<p>\u0645\u0632\u0648\u062f \u062e\u062f\u0645\u0627\u062a \u062f\u0641\u0639 (\u0625\u062f\u0627\u0631\u0629 \u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a)<\/p>\n<p>\u00a0<\/p>\n<\/th>\n<th>\n<p>8,000,000<\/p>\n<\/th>\n<th>\n<p>20<\/p>\n<\/th>\n<th>\n<p>90<\/p>\n<\/th>\n<th>\n<p>8<\/p>\n<\/th>\n<th>\n<p>5 \u0633\u0646\u0648\u0627\u062a<\/p>\n<\/th>\n<\/tr>\n<tr>\n<th>\n<p>3<\/p>\n<\/th>\n<th>\n<p>\u0645\u0632\u0648\u062f \u062e\u062f\u0645\u0627\u062a \u062f\u0641\u0639 (\u0641\u0626\u0629 \u0645\u062a\u0642\u062f\u0645\u0629)<\/p>\n<p>\u00a0<\/p>\n<\/th>\n<th>\n<p>2,000,000<\/p>\n<\/th>\n<th>\n<p>12<\/p>\n<\/th>\n<th>\n<p>40<\/p>\n<\/th>\n<th>\n<p>7<\/p>\n<\/th>\n<th>\n<p>5 \u0633\u0646\u0648\u0627\u062a<\/p>\n<\/th>\n<\/tr>\n<tr>\n<th>\n<p>4<\/p>\n<\/th>\n<th>\n<p>\u0645\u0632\u0648\u062f \u062e\u062f\u0645\u0627\u062a \u062f\u0641\u0639 (\u0641\u0626\u0629 \u0645\u062a\u0648\u0633\u0637\u0629)<\/p>\n<p>\u00a0<\/p>\n<\/th>\n<th>\n<p>800,000<\/p>\n<\/th>\n<th>\n<p>8<\/p>\n<\/th>\n<th>\n<p>15<\/p>\n<\/th>\n<th>\n<p>5<\/p>\n<\/th>\n<th>\n<p>5 \u0633\u0646\u0648\u0627\u062a<\/p>\n<\/th>\n<\/tr>\n<tr>\n<th>\n<p>5<\/p>\n<\/th>\n<th>\n<p>\u0645\u0632\u0648\u062f \u062e\u062f\u0645\u0627\u062a \u062f\u0641\u0639 (\u0641\u0626\u0629 \u0639\u0627\u062f\u064a\u0629)<\/p>\n<\/th>\n<th>\n<p>\u0644\u0627 \u064a\u0634\u062a\u0631\u0637 \u062d\u062f \u0623\u062f\u0646\u0649 \u0644\u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644<\/p>\n<\/th>\n<th>\n<p>500<\/p>\n<\/th>\n<th>\n<p>1<\/p>\n<\/th>\n<th>\n<p>200<\/p>\n<\/th>\n<th>\n<p>5 \u0633\u0646\u0648\u0627\u062a<\/p>\n<\/th>\n<\/tr>\n<\/thead>\n<\/table>\n<h2><a id=\"post-37217-_975takl1cn2h\"><\/a><img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"533\" class=\"wp-image-47850\" src=\"https:\/\/firmusadvisory.com\/ar\/wp-content\/uploads\/sites\/7\/2021\/06\/word-image-37217-1.jpeg\" srcset=\"https:\/\/firmusadvisory.com\/ar\/wp-content\/uploads\/sites\/7\/2021\/06\/word-image-37217-1.jpeg 800w, https:\/\/firmusadvisory.com\/ar\/wp-content\/uploads\/sites\/7\/2021\/06\/word-image-37217-1-300x200.jpeg 300w, https:\/\/firmusadvisory.com\/ar\/wp-content\/uploads\/sites\/7\/2021\/06\/word-image-37217-1-768x512.jpeg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/h2>\n<h2>\u00a0<\/h2>\n<h2><a id=\"post-37217-_ln3akooh9tpu\"><\/a><strong>\u0645\u0627 \u0647\u064a \u0627\u0644\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629 \u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u062a\u0631\u062e\u064a\u0635 \u0645\u0632\u0648\u062f \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062f\u0641\u0639 \u0644\u0634\u0631\u0643\u0629 FINTECH\u061f<\/strong><\/h2>\n<h3><a id=\"post-37217-_isccmdx0e3qt\"><\/a><strong>1 \u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644 \u0627\u0644\u0646\u0632\u0647\u0629 \/ \u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644 \u0627\u0644\u0623\u062f\u0646\u0649<\/strong><\/h3>\n<p>\u0647\u0646\u0627\u0643 \u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0631\u0623\u0633 \u0645\u0627\u0644 \u0623\u062f\u0646\u0649 \u0645\u062d\u062f\u062f\u0629 \u0623\u0648 \u0631\u0623\u0633 \u0645\u0627\u0644 \u0646\u0632\u0627\u0647\u0629 \u0644\u0643\u0644 \u0641\u0626\u0629 \u0645\u0646 \u0641\u0626\u0627\u062a \u062a\u0631\u0627\u062e\u064a\u0635 \u0645\u0632\u0648\u062f\u064a \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062f\u0641\u0639. \u0648\u0628\u0627\u0644\u0645\u062b\u0644\u060c \u064a\u0646\u0635 \u0642\u0627\u0646\u0648\u0646 GIPC 865 \u0639\u0644\u0649 \u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0631\u0623\u0633 \u0645\u0627\u0644 \u0623\u062f\u0646\u0649 \u0644\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u0634\u0627\u0631\u0643 \u0641\u064a\u0647\u0627 \u0645\u0644\u0643\u064a\u0629 \u0623\u062c\u0646\u0628\u064a\u0629. \u0625\u0630\u0627 \u0643\u0627\u0646\u062a \u0627\u0644\u0643\u064a\u0627\u0646 \u0627\u0644\u0630\u064a \u064a\u062a\u0642\u062f\u0645 \u0628\u0637\u0644\u0628 \u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u062a\u0631\u062e\u064a\u0635 \u0645\u0632\u0648\u062f \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062f\u0641\u0639 \u064a\u0645\u062a\u0644\u0643 \u0623\u064a\u0636\u064b\u0627 \u0645\u0644\u0643\u064a\u0629 \u0623\u062c\u0646\u0628\u064a\u0629\u060c \u0641\u0633\u064a\u064f\u0637\u0644\u0628 \u0645\u0646 \u0627\u0644\u0634\u0631\u0643\u0629 \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0644\u0623\u064a \u0645\u0646 \u0627\u0644\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0627\u0644\u0623\u0639\u0644\u0649.<\/p>\n<p>\u0648\u0647\u0630\u0627 \u064a\u0639\u0646\u064a \u0623\u0646 \u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645 \u0628\u0627\u0644\u062d\u062f \u0627\u0644\u0623\u062f\u0646\u0649 \u0644\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644 \u0645\u0646 \u0645\u0631\u0643\u0632 \u062a\u0631\u0648\u064a\u062c \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0641\u064a \u063a\u0627\u0646\u0627 (GIPC) (\u0644\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0645\u0633\u062c\u0644\u0629 \u0628\u0645\u0634\u0627\u0631\u0643\u0629 \u0623\u062c\u0646\u0628\u064a\u0629) \u0642\u062f \u0644\u0627 \u064a\u0643\u0648\u0646 \u0643\u0627\u0641\u064a\u0627\u064b \u0644\u0628\u0639\u0636 \u0641\u0626\u0627\u062a \u0627\u0644\u062a\u0631\u0627\u062e\u064a\u0635. \u0645\u0646 \u0627\u0644\u0645\u0647\u0645 \u062c\u062f\u0627\u064b \u0645\u0631\u0627\u0639\u0627\u0629 \u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644 \u0627\u0644\u0645\u0637\u0628\u0642\u0629 \u0645\u0646 \u0642\u0628\u0644 \u0628\u0646\u0643 \u063a\u0627\u0646\u0627 \u0627\u0644\u0645\u0631\u0643\u0632\u064a (BOG) \u062d\u062a\u0649 \u0642\u0628\u0644 \u062a\u0633\u062c\u064a\u0644 \u0627\u0644\u0634\u0631\u0643\u0629\u060c \u0648\u0625\u0644\u0627 \u0641\u0642\u062f \u064a\u064f\u0637\u0644\u0628 \u0645\u0646\u0643 \u062a\u0639\u062f\u064a\u0644 \u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644 (\u0632\u064a\u0627\u062f\u0629 \u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644 \u0627\u0644\u0645\u0648\u062f\u0639 \u062d\u0633\u0628 \u0627\u0644\u0623\u0635\u0648\u0644 \u0644\u062f\u0649 \u0645\u0633\u062c\u0644 \u0627\u0644\u0634\u0631\u0643\u0627\u062a) \u0642\u0628\u0644 \u0627\u0644\u0645\u0636\u064a \u0642\u062f\u0645\u0627\u064b \u0641\u064a \u0627\u0644\u0637\u0644\u0628.<\/p>\n<p>\u0648\u0630\u0644\u0643 \u0643\u0645\u0627 \u0647\u0648 \u0645\u0641\u0635\u0644 \u0623\u062f\u0646\u0627\u0647\u061b<\/p>\n<table>\n<thead>\n<tr>\n<th>\n<p><strong>\u0627\u0644\u0631\u0642\u0645<\/strong><\/p>\n<\/th>\n<th>\n<p><strong>\u0646\u0648\u0639 \u0627\u0644\u062a\u0631\u062e\u064a\u0635<\/strong><\/p>\n<\/th>\n<th>\n<p><strong>\u0627\u0644\u0646\u0632\u0627\u0647\u0629<\/strong><\/p>\n<p><strong>\u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644 (\u0633\u064a\u062f\u064a \u063a\u0627\u0646\u064a)<\/strong><\/p>\n<\/th>\n<\/tr>\n<tr>\n<th>\n<p>1<\/p>\n<\/th>\n<th>\n<p>\u0645\u064f\u0635\u062f\u0631 \u0646\u0642\u0648\u062f \u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0645\u062a\u062e\u0635\u0635<\/p>\n<p>\u00a0<\/p>\n<\/th>\n<th>\n<p>20<\/p>\n<p>\u00a0<\/p>\n<p>\u00a0<\/p>\n<\/th>\n<\/tr>\n<tr>\n<th>\n<p>2<\/p>\n<\/th>\n<th>\n<p>\u0645\u0632\u0648\u062f \u062e\u062f\u0645\u0627\u062a \u062f\u0641\u0639 (\u0625\u062f\u0627\u0631\u0629 \u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a)<\/p>\n<p>\u00a0<\/p>\n<\/th>\n<th>\n<p>8,000,000<\/p>\n<\/th>\n<\/tr>\n<tr>\n<th>\n<p>3<\/p>\n<\/th>\n<th>\n<p>\u0645\u0632\u0648\u062f \u062e\u062f\u0645\u0627\u062a \u062f\u0641\u0639 (\u0641\u0626\u0629 \u0645\u062a\u0642\u062f\u0645\u0629)<\/p>\n<p>\u00a0<\/p>\n<\/th>\n<th>\n<p>2<\/p>\n<\/th>\n<\/tr>\n<tr>\n<th>\n<p>4<\/p>\n<\/th>\n<th>\n<p>\u0645\u0632\u0648\u062f \u062e\u062f\u0645\u0627\u062a \u062f\u0641\u0639 (\u0641\u0626\u0629 \u0645\u062a\u0648\u0633\u0637\u0629)<\/p>\n<p>\u00a0<\/p>\n<\/th>\n<th>\n<p>80<\/p>\n<\/th>\n<\/tr>\n<tr>\n<th>\n<p>5<\/p>\n<\/th>\n<th>\n<p>\u0645\u0632\u0648\u062f \u062e\u062f\u0645\u0627\u062a \u062f\u0641\u0639 (\u0641\u0626\u0629 \u0639\u0627\u062f\u064a\u0629)<\/p>\n<\/th>\n<th>\n<p>\u0644\u0627 \u064a\u0634\u062a\u0631\u0637 \u062d\u062f \u0623\u062f\u0646\u0649 \u0644\u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644<\/p>\n<\/th>\n<\/tr>\n<\/thead>\n<\/table>\n<p>\u00a0<\/p>\n<p>\u064a\u064f\u0631\u062c\u0649 \u0645\u0644\u0627\u062d\u0638\u0629 \u0623\u0646 \u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644 \u0627\u0644\u062a\u0623\u0633\u064a\u0633\u064a \u0627\u0644\u0645\u0630\u0643\u0648\u0631 \u0623\u0639\u0644\u0627\u0647 \u064a\u062c\u0628 \u0625\u064a\u062f\u0627\u0639\u0647 \u0644\u062f\u0649 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u0627\u0644\u063a\u0627\u0646\u064a (BOG) \u0645\u0646\u0630 \u0628\u062f\u0621 \u0627\u0644\u062a\u0634\u063a\u064a\u0644 \u0648\u062d\u062a\u0649 \u062a\u0648\u0642\u0641 \u0627\u0644\u0634\u0631\u0643\u0629 \u0639\u0646 \u0627\u0644\u0639\u0645\u0644 \u0623\u0648 \u062a\u0635\u0641\u064a\u062a\u0647\u0627. \u0648\u0644\u0627 \u064a\u064f\u0633\u0645\u062d \u0644\u0644\u0634\u0631\u0643\u0629 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0647\u0630\u0647 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0637\u0648\u0627\u0644 \u0641\u062a\u0631\u0629 \u0646\u0634\u0627\u0637\u0647\u0627. \u0648\u0645\u0639 \u0630\u0644\u0643\u060c \u064a\u062a\u0645 \u0627\u0644\u0625\u0641\u0631\u0627\u062c \u0639\u0646 \u0647\u0630\u0647 \u0627\u0644\u0623\u0645\u0648\u0627\u0644\u060c \u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u0623\u064a \u0641\u0648\u0627\u0626\u062f \u0645\u062a\u0631\u0627\u0643\u0645\u0629\u060c \u0644\u0635\u0627\u0644\u062d \u0627\u0644\u0634\u0631\u0643\u0629 \u0639\u0646\u062f \u062a\u0635\u0641\u064a\u0629 \u0623\u0639\u0645\u0627\u0644\u0647\u0627\u060c \u0648\u0630\u0644\u0643 \u0628\u0639\u062f \u062e\u0635\u0645 \u0623\u064a \u0627\u0644\u062a\u0632\u0627\u0645\u0627\u062a \u0645\u0627\u0644\u064a\u0629 \u0639\u0644\u064a\u0647\u0627 (\u0625\u0646 \u0648\u064f\u062c\u062f\u062a).<\/p>\n<p>\u0643\u0645\u0627 \u064a\u064f\u0631\u062c\u0649 \u0627\u0644\u0639\u0644\u0645 \u0623\u0646\u0647 \u0639\u0646\u062f \u062a\u0633\u062c\u064a\u0644 \u0627\u0644\u0634\u0631\u0643\u0629\u060c \u064a\u062c\u0628 \u0623\u0646 \u064a\u0643\u0648\u0646 \u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644 \u0627\u0644\u0645\u064f\u0635\u0631\u062d \u0628\u0647 \u0623\u0639\u0644\u0649 \u0645\u0646 (\u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644 \u0627\u0644\u062a\u0623\u0633\u064a\u0633\u064a \u0627\u0644\u0645\u062d\u062c\u0648\u0632)\u060c \u0648\u0630\u0644\u0643 \u0644\u0636\u0645\u0627\u0646 \u062a\u0648\u0641\u0631 \u0633\u064a\u0648\u0644\u0629 \u0643\u0627\u0641\u064a\u0629 \u0644\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u064a\u0648\u0645\u064a\u0629 \u0644\u0644\u0634\u0631\u0643\u0629. \u0648\u062a\u064f\u062d\u062f\u062f \u0627\u0644\u0634\u0631\u0643\u0629 \u0628\u0646\u0641\u0633\u0647\u0627 \u0642\u064a\u0645\u0629 \u0647\u0630\u0627 \u0627\u0644\u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644 \u0627\u0644\u0625\u0636\u0627\u0641\u064a \u0627\u0644\u0630\u064a \u0633\u064a\u064f\u0633\u062a\u062e\u062f\u0645 \u0643\u0631\u0623\u0633 \u0645\u0627\u0644 \u0639\u0627\u0645\u0644.<\/p>\n<p>\u0627\u0642\u0631\u0623 \u0623\u064a\u0636\u0627\u064b: <a href=\"http:\/\/firmusadvisory.com\/2020\/02\/26\/what-you-need-to-know-about-company-registration\/\">\u0643\u064a\u0641\u064a\u0629 \u062a\u0633\u062c\u064a\u0644 \u0634\u0631\u0643\u0629 \u0630\u0627\u062a \u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0645\u062d\u062f\u0648\u062f\u0629 \u0644\u062f\u0649 \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u062a\u0633\u062c\u064a\u0644 \u0627\u0644\u0639\u0627\u0645<\/a><\/p>\n<h3><a id=\"post-37217-_kwbulxipqyjq\"><\/a><strong>2. \u0647\u064a\u0643\u0644 \u0627\u0644\u0645\u0644\u0643\u064a\u0629 (\u0627\u0644\u0623\u0633\u0647\u0645)<\/strong><\/h3>\n<p>\u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0623\u064a \u0641\u0626\u0629 \u0645\u0646 \u062a\u0631\u0627\u062e\u064a\u0635 \u0645\u0632\u0648\u062f\u064a \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062f\u0641\u0639\u060c \u064a\u062c\u0628 \u0623\u0646 \u062a\u064f\u0624\u0633\u0633 \u0627\u0644\u0634\u0631\u0643\u0629 \u0643\u0645\u0634\u0631\u0648\u0639 \u0645\u0634\u062a\u0631\u0643 \u0645\u0639 \u0634\u0631\u064a\u0643 \u063a\u0627\u0646\u064a\u060c \u0628\u062d\u064a\u062b \u064a\u0645\u062a\u0644\u0643 \u0647\u0630\u0627 \u0627\u0644\u0634\u0631\u064a\u0643 \u062d\u0635\u0629 \u0644\u0627 \u062a\u0642\u0644 \u0639\u0646 30% \u0645\u0646 \u0625\u062c\u0645\u0627\u0644\u064a \u0623\u0633\u0647\u0645 \u0627\u0644\u0634\u0631\u0643\u0629. \u0648\u0647\u0630\u0627 \u064a\u0639\u0646\u064a \u0623\u0646 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0645\u0645\u0644\u0648\u0643\u0629 \u0628\u0627\u0644\u0643\u0627\u0645\u0644 \u0644\u0644\u0623\u062c\u0627\u0646\u0628 \u0644\u0627 \u064a\u062d\u0642 \u0644\u0647\u0627 \u0627\u0644\u062a\u0642\u062f\u0645 \u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0647\u0630\u0627 \u0627\u0644\u062a\u0631\u062e\u064a\u0635 \u0641\u064a \u063a\u0627\u0646\u0627. \u0648\u0641\u064a \u062d\u0627\u0644 \u0643\u0627\u0646\u062a \u0627\u0644\u0634\u0631\u0643\u0629 \u0645\u0633\u062c\u0644\u0629 \u0645\u0633\u0628\u0642\u0627\u064b \u0643\u0634\u0631\u0643\u0629 \u0623\u062c\u0646\u0628\u064a\u0629 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\u0627\u0644\u0645\u0644\u0643\u064a\u0629 \u0644\u062a\u062a\u0648\u0627\u0641\u0642 \u0645\u0639 \u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0627\u0644\u062a\u0631\u062e\u064a\u0635.<\/p>\n<h3><a id=\"post-37217-_3b9qoeue9fq6\"><\/a><strong>3. \u0627\u0644\u0625\u062f\u0627\u0631\u0629<\/strong><\/h3>\n<p>\u0645\u0646 \u0627\u0644\u0646\u0627\u062d\u064a\u0629 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629\u060c \u064a\u064f\u0644\u0632\u0645 \u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0644\u0639\u0627\u0645 2019 (\u0627\u0644\u0642\u0627\u0646\u0648\u0646 922) \u0623\u064a \u0634\u0631\u0643\u0629 \u0630\u0627\u062a \u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0645\u062d\u062f\u0648\u062f\u0629 \u0628\u062a\u0639\u064a\u064a\u0646 \u0645\u062f\u064a\u0631\u064a\u0646 \u0627\u062b\u0646\u064a\u0646 \u0639\u0644\u0649 \u0627\u0644\u0623\u0642\u0644\u060c \u0628\u0634\u0631\u0637 \u0623\u0646 \u064a\u0643\u0648\u0646 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\u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0648\u0627\u0644\u0623\u0646\u0638\u0645\u0629<\/li>\n<li>\u0631\u0626\u064a\u0633 \u0642\u0633\u0645 \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0648\u0627\u0644\u0645\u062e\u0627\u0637\u0631<\/li>\n<li>\u0627\u0644\u0645\u062f\u064a\u0631 \u0627\u0644\u0645\u0627\u0644\u064a<\/li>\n<\/ol>\n<p>\u00a0<\/p>\n<h2><a id=\"post-37217-_288bpuoyviy8\"><\/a><strong>\u0627\u0644\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0627\u0644\u0639\u0627\u0645\u0629 \u0644\u062a\u0631\u062e\u064a\u0635 \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0648\u0645\u0632\u0648\u062f\u064a \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062f\u0641\u0639<\/strong><\/h2>\n<p>\u062a\u062e\u062a\u0644\u0641 \u0627\u0644\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0627\u0644\u0645\u062d\u062f\u062f\u0629 \u0628\u0627\u062e\u062a\u0644\u0627\u0641 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\u0627\u0644\u062a\u0623\u0633\u064a\u0633\u060c \u0627\u0644\u0639\u0646\u0648\u0627\u0646 \u0627\u0644\u0645\u0633\u062c\u0644 (\u0645\u062a\u0636\u0645\u0646\u0627\u064b \u0627\u0644\u0639\u0646\u0648\u0627\u0646 \u0627\u0644\u0631\u0642\u0645\u064a)\u060c \u0648\u062b\u0627\u0626\u0642 \u0627\u0644\u062a\u0633\u062c\u064a\u0644 \u0645\u0646 \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u062a\u0633\u062c\u064a\u0644 \u0627\u0644\u0639\u0627\u0645 (RGD)\u060c \u0648\u0645\u0644\u062e\u0635\u0627\u064b \u0644\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u064f\u0642\u062f\u0645\u0629.<\/li>\n<li>\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0645\u062f\u0642\u0642\u064a\u0646 \u0627\u0644\u062e\u0627\u0631\u062c\u064a\u064a\u0646\u060c \u0648\u0627\u0644\u0645\u062d\u0627\u0633\u0628\u064a\u0646\u060c \u0648\u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0645\u062a\u0639\u0627\u0645\u0644 \u0645\u0639\u0647\u0627\u060c \u0648\u062c\u0645\u064a\u0639 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\u0627\u0644\u0645\u0633\u062a\u0641\u064a\u062f\u064a\u0646 \u0627\u0644\u0646\u0647\u0627\u0626\u064a\u064a\u0646 \u0627\u0644\u0630\u064a\u0646 \u064a\u0645\u062a\u0644\u0643\u0648\u0646 \u0646\u0633\u0628\u0629 10% \u0623\u0648 \u0623\u0643\u062b\u0631.<\/li>\n<\/ol>\n<ul>\n<li>\u0639\u062f\u062f \u0648\u0623\u0639\u0636\u0627\u0621 \u0645\u062c\u0644\u0633 \u0627\u0644\u0625\u062f\u0627\u0631\u0629 \u0648\u0627\u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0639\u0644\u064a\u0627 \u0645\u0639 \u0625\u0631\u0641\u0627\u0642 \u0645\u0644\u0641\u0627\u062a\u0647\u0645 \u0627\u0644\u062a\u0639\u0631\u064a\u0641\u064a\u0629.<\/li>\n<\/ul>\n<ol>\n<li>\u0627\u0644\u0647\u064a\u0643\u0644 \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a \u0644\u0644\u0634\u0631\u0643\u0629.<\/li>\n<li>\u0627\u0644\u0645\u0644\u0641 \u0627\u0644\u062a\u0639\u0631\u064a\u0641\u064a \u0644\u0645\u0624\u0633\u0633\u064a \u0627\u0644\u0634\u0631\u0643\u0629 (\u0625\u0646 \u0648\u064f\u062c\u062f).<\/li>\n<li>\u062e\u0637\u0629 \u0627\u0644\u0639\u0645\u0644<\/li>\n<li>\u062a\u0634\u0645\u0644 \u0646\u0638\u0631\u0629 \u0639\u0627\u0645\u0629 \u0639\u0644\u0649 \u0627\u0644\u0645\u0634\u0631\u0648\u0639\u060c \u062f\u0631\u0627\u0633\u0629 \u0627\u0644\u0633\u0648\u0642\u060c \u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a \u0648\u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u064f\u0642\u062f\u0645\u0629 (\u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0633\u0642\u0641 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a)\u060c \u0622\u0644\u064a\u0629 \u0627\u0644\u062a\u0633\u062c\u064a\u0644\u060c \u0648\u0627\u0644\u0631\u0633\u0648\u0645 \u0623\u0648 \u0627\u0644\u0639\u0645\u0648\u0644\u0627\u062a \u0627\u0644\u0645\u0642\u0631\u0631\u0629 (\u0625\u0646 \u0648\u064f\u062c\u062f\u062a).<\/li>\n<li>\u0627\u0644\u062a\u0648\u0642\u0639\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0644\u0644\u0645\u0634\u0631\u0648\u0639 \u0644\u0641\u062a\u0631\u0629 5 \u0633\u0646\u0648\u0627\u062a.<\/li>\n<li>\u0627\u0644\u0623\u0646\u0638\u0645\u0629 \u0648\u0627\u0644\u0628\u0646\u064f\u0649 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0629<\/li>\n<li>\u0623\u0646\u0638\u0645\u0629 \u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0648\u0627\u0644\u0627\u062a\u0635\u0627\u0644\u0627\u062a \u0627\u0644\u0645\u0642\u0631\u0631 \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0647\u0627.<\/li>\n<li>\u0645\u062e\u0637\u0637 \u0647\u064a\u0643\u0644\u064a \u0644\u0644\u0628\u0646\u064a\u0629 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0629 \u064a\u0628\u0631\u0632 \u062c\u0648\u0627\u0646\u0628 \u0627\u0644\u0623\u0645\u0627\u0646 \u0648\u0627\u0644\u0631\u0642\u0627\u0628\u0629.<\/li>\n<\/ol>\n<ul>\n<li>\u0625\u0637\u0627\u0631 \u0633\u064a\u0627\u0633\u0627\u062a \u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0648\u0627\u0644\u0627\u062a\u0635\u0627\u0644\u0627\u062a.<\/li>\n<\/ul>\n<ol>\n<li>\u0633\u064a\u0627\u0633\u0627\u062a \u0627\u0644\u0623\u0645\u0627\u0646 \u0648\u0627\u0644\u0631\u0642\u0627\u0628\u0629 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0629 (\u062a\u0634\u0645\u0644 \u0639\u0644\u0649 \u0627\u0644\u0623\u0642\u0644: \u0623\u062f\u0648\u0627\u062a \u0645\u0631\u0627\u0642\u0628\u0629 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a\u060c \u0631\u0635\u062f \u0648\u0627\u0643\u062a\u0634\u0627\u0641 \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644\u060c \u0648\u0627\u0644\u0645\u0635\u0627\u062f\u0642\u0629 \u0627\u0644\u062b\u0646\u0627\u0626\u064a\u0629).<\/li>\n<li>\u062e\u0637\u0629 \u0627\u0633\u062a\u0645\u0631\u0627\u0631\u064a\u0629 \u0627\u0644\u0623\u0639\u0645\u0627\u0644 (\u0634\u0627\u0645\u0644\u0629\u064b \u062e\u0637\u0629 \u0627\u0644\u062a\u0639\u0627\u0641\u064a \u0645\u0646 \u0627\u0644\u0643\u0648\u0627\u0631\u062b).<\/li>\n<li>\u0634\u0647\u0627\u062f\u0629 \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0644\u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a.<\/li>\n<\/ol>\n<ul>\n<li>\u0634\u0647\u0627\u062f\u0627\u062a \u0627\u0644\u0645\u0637\u0627\u0628\u0642\u0629 \u0644\u0645\u0639\u0627\u064a\u064a\u0631 (ISO 27001-2013) \u0648 (PCI DSS)\u060c \u0648\u0634\u0647\u0627\u062f\u0627\u062a \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0627\u0644\u0623\u062e\u0631\u0649 \u0645\u062a\u0649 \u0627\u0646\u0637\u0628\u0642 \u0630\u0644\u0643.<\/li>\n<li>\u0634\u0647\u0627\u062f\u0629 \u0627\u0644\u0623\u0645\u0627\u0646 \u0627\u0644\u0645\u0645\u062a\u062f\u0629 (EV-SSL) \u0645\u062a\u0649 \u0644\u0632\u0645 \u0627\u0644\u0623\u0645\u0631.<\/li>\n<\/ul>\n<ol>\n<li>\u0625\u062f\u0627\u0631\u0629 \u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0645\u0624\u0633\u0633\u0629<\/li>\n<li>\u0622\u0644\u064a\u0627\u062a \u062a\u0642\u064a\u064a\u0645 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0648\u0633\u0628\u0644 \u0627\u0644\u062a\u062e\u0641\u064a\u0641 \u0645\u0646\u0647\u0627\u060c \u0648\u062a\u063a\u0637\u064a: \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a\u0629\u060c <br \/>\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0633\u0648\u0642\u060c \u0627\u0644\u0633\u064a\u0648\u0644\u0629\u060c \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644\u060c \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629\u060c \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a\u0629\u060c \u0648\u0627\u0644\u062a\u0645\u0648\u064a\u0644\u064a\u0629. <br \/>\u0645\u062a\u0649 \u0627\u0646\u0637\u0628\u0642 \u0630\u0644\u0643.<\/li>\n<li>\u062a\u0642\u064a\u064a\u0645 \u062a\u0623\u062b\u064a\u0631 \u0627\u0644\u0623\u0639\u0645\u0627\u0644 (BIA).<\/li>\n<\/ol>\n<ul>\n<li>\u0633\u064a\u0627\u0633\u0629 \u0645\u0643\u0627\u0641\u062d\u0629 \u063a\u0633\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0648\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0625\u0631\u0647\u0627\u0628 (AML\/CFT).<\/li>\n<\/ul>\n<ol>\n<li>\u0633\u064a\u0627\u0633\u0629 \u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643.<\/li>\n<li>\u0644\u0648\u0627\u0626\u062d \u0648\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0627\u0644\u062a\u0623\u0633\u064a\u0633 \u0648\u0641\u0642\u0627\u064b \u0644\u0645\u0627 \u062a\u0646\u0635 \u0639\u0644\u064a\u0647 \u0634\u0631\u0648\u0637 \u0627\u0644\u062a\u0631\u062e\u064a\u0635.<\/li>\n<li>\u062a\u0642\u062f\u064a\u0645 \u0627\u062a\u0641\u0627\u0642\u064a\u0627\u062a \u0645\u0633\u062a\u0648\u0649 \u0627\u0644\u062e\u062f\u0645\u0629 (SLA) \u0627\u0644\u0645\u0628\u0631\u0645\u0629 \u0645\u0639 \u062c\u0645\u064a\u0639 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0634\u0631\u064a\u0643\u0629.<\/li>\n<li>\u0625\u0642\u0631\u0627\u0631 \u0627\u0644\u0627\u0633\u062a\u0628\u064a\u0627\u0646 \u0627\u0644\u0634\u062e\u0635\u064a (\u064a\u064f\u0639\u0628\u0623 \u0645\u0646 \u0642\u0628\u0644 \u0627\u0644\u0645\u0633\u0627\u0647\u0645\u064a\u0646\u060c \u0648\u0627\u0644\u0645\u062f\u064a\u0631\u064a\u0646\u060c \u0648\u0623\u0639\u0636\u0627\u0621 \u0627\u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0639\u0644\u064a\u0627).<\/li>\n<\/ol>\n<p>\u00a0<\/p>\n<h3><a id=\"post-37217-_ovx7enbadand\"><\/a><strong>\u0628. \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0634\u062e\u0635\u064a\u0629 (\u0627\u0644\u0627\u0633\u062a\u0628\u064a\u0627\u0646 \u0627\u0644\u0634\u062e\u0635\u064a)<\/strong><\/h3>\n<p>\u0627\u0644\u0645\u062f\u064a\u0631 \/ \u0627\u0644\u0645\u0633\u0627\u0647\u0645 \/ \u0627\u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0639\u0644\u064a\u0627<\/p>\n<ol>\n<li>\u062d\u062f\u062f \u0627\u0644\u0645\u0633\u0645\u0649 \u0627\u0644\u0648\u0638\u064a\u0641\u064a\/\u0627\u0644\u0645\u0646\u0635\u0628<\/li>\n<li>\u0627\u0644\u0627\u0633\u0645 \u0627\u0644\u0643\u0627\u0645\u0644<\/li>\n<li>\u0627\u0644\u062c\u0646\u0633<\/li>\n<li>\u0631\u0642\u0645 \u0627\u0644\u0647\u0648\u064a\u0629<\/li>\n<li>\u0645\u0643\u0627\u0646 \u0627\u0644\u0645\u064a\u0644\u0627\u062f<\/li>\n<li>\u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0645\u064a\u0644\u0627\u062f<\/li>\n<li>\u0627\u0644\u062c\u0646\u0633\u064a\u0629<\/li>\n<li>\u0637\u0631\u064a\u0642\u0629 \u0627\u0643\u062a\u0633\u0627\u0628 \u0627\u0644\u062c\u0646\u0633\u064a\u0629<\/li>\n<li>\u0627\u0644\u062c\u0646\u0633\u064a\u0629 \u0627\u0644\u0633\u0627\u0628\u0642\u0629 (\u0625\u0646 \u0648\u064f\u062c\u062f\u062a)<\/li>\n<li>\u0628\u0644\u062f \u0627\u0644\u0625\u0642\u0627\u0645\u0629 \u0627\u0644\u062f\u0627\u0626\u0645\u0629<\/li>\n<li>\u0627\u0644\u0645\u0647\u0646\u0629\/\u0627\u0644\u0648\u0638\u064a\u0641\u0629<\/li>\n<li>\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0648\u0627\u0644\u062f\u064a\u0646:<\/li>\n<li>\u0627\u0633\u0645 \u0627\u0644\u0623\u0645\u060c \u062a\u0627\u0631\u064a\u062e \u0648\u0645\u0643\u0627\u0646 \u0645\u064a\u0644\u0627\u062f\u0647\u0627\u060c \u0645\u0633\u0642\u0637 \u0631\u0623\u0633\u0647\u0627\u060c \u062c\u0646\u0633\u064a\u062a\u0647\u0627\u060c \u0648\u0645\u0647\u0646\u062a\u0647\u0627.<\/li>\n<li>\u0627\u0633\u0645 \u0627\u0644\u0623\u0628\u060c \u062a\u0627\u0631\u064a\u062e \u0648\u0645\u0643\u0627\u0646 \u0645\u064a\u0644\u0627\u062f\u0647\u060c \u0645\u0633\u0642\u0637 \u0631\u0623\u0633\u0647\u060c \u062c\u0646\u0633\u064a\u062a\u0647\u060c \u0648\u0645\u0647\u0646\u062a\u0647.<\/li>\n<li>\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0627\u062a\u0635\u0627\u0644<\/li>\n<li>\u0639\u0646\u0648\u0627\u0646 \u0627\u0644\u0645\u0631\u0627\u0633\u0644\u0629 \u0627\u0644\u0628\u0631\u064a\u062f\u064a\u0629 (\u0645\u062a\u0636\u0645\u0646\u0627\u064b \u0627\u0644\u0639\u0646\u0648\u0627\u0646 \u0627\u0644\u0631\u0642\u0645\u064a)<\/li>\n<li>\u0623\u0631\u0642\u0627\u0645 \u0627\u0644\u0647\u0648\u0627\u062a\u0641: \u0627\u0644\u0639\u0645\u0644\u060c \u0627\u0644\u0641\u0627\u0643\u0633\u060c \u0648\u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644<\/li>\n<\/ol>\n<ul>\n<li>\u0627\u0644\u0628\u0631\u064a\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a<\/li>\n<\/ul>\n<ol>\n<li>\u0639\u0646\u0648\u0627\u0646 \u0627\u0644\u0625\u0642\u0627\u0645\u0629 \u0627\u0644\u062d\u0627\u0644\u064a (\u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0627\u0644\u0639\u0646\u0648\u0627\u0646 \u0627\u0644\u0631\u0642\u0645\u064a)\u060c \u0645\u0639 \u0630\u0643\u0631 \u062a\u0627\u0631\u064a\u062e \u0627\u0644\u0633\u0643\u0646 \u0648\u0627\u0644\u0639\u0646\u0648\u0627\u0646 \u0627\u0644\u062a\u0641\u0635\u064a\u0644\u064a.<\/li>\n<li>\u0633\u062c\u0644 \u0628\u0643\u0627\u0641\u0629 \u0639\u0646\u0627\u0648\u064a\u0646 \u0627\u0644\u0625\u0642\u0627\u0645\u0629 \u0627\u0644\u0633\u0627\u0628\u0642\u0629 \u062e\u0644\u0627\u0644 \u0627\u0644\u0633\u0646\u0648\u0627\u062a \u0627\u0644\u062b\u0644\u0627\u062b \u0627\u0644\u0623\u062e\u064a\u0631\u0629 (\u062a\u0648\u0627\u0631\u064a\u062e \u0627\u0644\u0633\u0643\u0646 \u0648\u0627\u0644\u0639\u0646\u0627\u0648\u064a\u0646).<\/li>\n<li>\u0627\u0644\u0633\u062c\u0644 \u0627\u0644\u062a\u0639\u0644\u064a\u0645\u064a (\u0634\u0627\u0645\u0644\u0627\u064b \u0643\u0627\u0641\u0629 \u0627\u0644\u0634\u0647\u0627\u062f\u0627\u062a)<\/li>\n<li>\u0627\u0644\u0645\u0624\u0647\u0644\u0627\u062a \u0627\u0644\u0623\u0643\u0627\u062f\u064a\u0645\u064a\u0629 \u0627\u0644\u0639\u0644\u064a\u0627: \u0646\u0648\u0639 \u0627\u0644\u062f\u0631\u062c\u0629 \u0627\u0644\u0639\u0644\u0645\u064a\u0629\u060c \u0627\u0644\u062a\u062e\u0635\u0635\u060c \u0627\u0633\u0645 \u0648\u0639\u0646\u0648\u0627\u0646 \u0627\u0644\u0645\u0624\u0633\u0633\u0629 \u0627\u0644\u062a\u0639\u0644\u064a\u0645\u064a\u0629\u060c \u0648\u0633\u0646\u0629 \u0627\u0644\u062a\u062e\u0631\u062c.<\/li>\n<li>\u0627\u0644\u0645\u0624\u0647\u0644\u0627\u062a \u0627\u0644\u0645\u0647\u0646\u064a\u0629: \u0637\u0628\u064a\u0639\u0629 \u0627\u0644\u0645\u0624\u0647\u0644\u060c \u0631\u0642\u0645 \u0627\u0644\u0639\u0636\u0648\u064a\u0629\u060c \u0648\u0633\u0646\u0629 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u064a\u0647.<\/li>\n<\/ol>\n<ul>\n<li>\u0627\u0644\u0645\u062f\u0627\u0631\u0633 \u0627\u0644\u062b\u0627\u0646\u0648\u064a\u0629 \u0648\u0627\u0644\u0645\u0639\u0627\u0647\u062f \u0627\u0644\u0645\u0647\u0646\u064a\u0629: \u0627\u0633\u0645 \u0648\u0639\u0646\u0648\u0627\u0646 \u0627\u0644\u0645\u0624\u0633\u0633\u0629\u060c \u0627\u0644\u0645\u0624\u0647\u0644\u060c \u0648\u0633\u0646\u0629 \u0627\u0644\u0625\u062a\u0645\u0627\u0645.<\/li>\n<\/ul>\n<ol>\n<li>\u0627\u0644\u0633\u062c\u0644 \u0627\u0644\u0648\u0638\u064a\u0641\u064a (\u0645\u0639 \u0625\u0631\u0641\u0627\u0642 \u0627\u0644\u0633\u064a\u0631\u0629 \u0627\u0644\u0630\u0627\u062a\u064a\u0629): \u0642\u0627\u0626\u0645\u0629 \u0628\u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u062d\u0627\u0644\u064a \u0648\u0627\u0644\u0648\u0638\u0627\u0626\u0641 \u0627\u0644\u0633\u0627\u0628\u0642\u0629 \u0648\u062a\u0634\u0645\u0644 (\u062a\u0627\u0631\u064a\u062e \u0627\u0644\u062a\u0648\u0638\u064a\u0641\u060c \u0627\u0633\u0645 \u062c\u0647\u0629 \u0627\u0644\u0639\u0645\u0644 \u0648\u0639\u0646\u0648\u0627\u0646\u0647\u0627 \u0648\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0627\u062a\u0635\u0627\u0644 \u0628\u0647\u0627\u060c \u0637\u0628\u064a\u0639\u0629 \u0627\u0644\u0639\u0645\u0644\u060c \u0627\u0644\u0645\u0633\u0645\u0649 \u0627\u0644\u0648\u0638\u064a\u0641\u064a\u060c \u0648\u0648\u0635\u0641 \u0627\u0644\u0645\u0647\u0627\u0645).<\/li>\n<li>\u062a\u0641\u0627\u0635\u064a\u0644 \u0627\u0644\u062d\u0635\u0635 (\u0644\u0644\u0645\u0633\u0627\u0647\u0645\u064a\u0646 \u0627\u0644\u0645\u0627\u0644\u0643\u064a\u0646 \u0644\u0646\u0633\u0628\u0629 5% \u0623\u0648 \u0623\u0643\u062b\u0631)<\/li>\n<li>\u0625\u062c\u0645\u0627\u0644\u064a \u0639\u062f\u062f \u0627\u0644\u0623\u0633\u0647\u0645 \u0648\u0646\u0633\u0628\u0629 \u0627\u0644\u0645\u0644\u0643\u064a\u0629.<\/li>\n<li>\u0643\u0627\u0641\u0629 \u0645\u0635\u0627\u062f\u0631 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0627\u0644\u0645\u064f\u0633\u062a\u062e\u062f\u0645\u0629 \u0641\u064a \u062a\u0645\u0648\u064a\u0644 \u0634\u0631\u0627\u0621 \u0627\u0644\u0623\u0633\u0647\u0645.<\/li>\n<li>\u0623\u0633\u0645\u0627\u0621 \u0648\u0628\u064a\u0627\u0646\u0627\u062a \u0634\u062e\u0635\u064a\u0646 \u0645\u0631\u062c\u0639\u064a\u064a\u0646 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\/><\/p>\n<p>\u00a0<\/p>\n<h2><a id=\"post-37217-_kij5ddowvbdf\"><\/a><strong>\u0623\u0628\u0631\u0632 \u0627\u0644\u062c\u0647\u0627\u062a \u0627\u0644\u0641\u0627\u0639\u0644\u0629 \u0641\u064a \u0645\u062c\u0627\u0644 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0641\u064a \u063a\u0627\u0646\u0627<\/strong><\/h2>\n<p>\u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 (FinTech) \u0647\u064a \u0627\u0628\u062a\u0643\u0627\u0631 \u064a\u0647\u062f\u0641 \u0625\u0644\u0649 \u0623\u062a\u0645\u062a\u0629 \u0648\u062a\u062d\u0633\u064a\u0646 \u0637\u0631\u0642 \u062a\u0642\u062f\u064a\u0645 \u0648\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0639\u0627\u0644\u0645\u064a\u0627\u064b. \u0648\u0642\u062f \u0627\u0643\u062a\u0633\u0628\u062a \u0647\u0630\u0647 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id=\"post-37217-_lhvvywqk2a6d\"><\/a><strong>\u0645\u0646 \u0647\u064a \u0627\u0644\u062c\u0647\u0629 \u0627\u0644\u0645\u0633\u0624\u0648\u0644\u0629 \u0639\u0646 \u0625\u0635\u062f\u0627\u0631 \u062a\u0631\u0627\u062e\u064a\u0635 \u0645\u0632\u0648\u062f\u064a \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062f\u0641\u0639\u061f<\/strong><\/h2>\n<p>\u0641\u064a \u063a\u0627\u0646\u0627\u060c \u064a\u062a\u0648\u0644\u0649 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u0627\u0644\u063a\u0627\u0646\u064a (BOG) \u062a\u0646\u0638\u064a\u0645 \u0648\u0625\u0635\u062f\u0627\u0631 \u062a\u0631\u0627\u062e\u064a\u0635 \u0645\u0632\u0648\u062f\u064a \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062f\u0641\u0639 (PSP) \u0628\u0645\u0648\u062c\u0628 \u0642\u0627\u0646\u0648\u0646 \u0623\u0646\u0638\u0645\u0629 \u0648\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062f\u0641\u0639 \u0644\u0639\u0627\u0645 2019 (\u0627\u0644\u0642\u0627\u0646\u0648\u0646 987). 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\u0645\u0632\u0648\u062f\u064a \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062f\u0641\u0639 (PSP) \u0623\u0648 \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 (FinTech). \u0648\u064a\u062d\u062f\u062f \u0643\u0644 \u062a\u0631\u062e\u064a\u0635 \u0627\u0644\u0623\u0646\u0634\u0637\u0629 \u0627\u0644\u0645\u0633\u0645\u0648\u062d \u0644\u0644\u0634\u0631\u0643\u0629 \u0628\u0645\u0645\u0627\u0631\u0633\u062a\u0647\u0627. \u0648\u0625\u0630\u0627 \u0645\u0627\u0631\u0633\u062a \u0627\u0644\u0634\u0631\u0643\u0629 \u0646\u0634\u0627\u0637\u0627\u064b \u064a\u0642\u0639 \u062e\u0627\u0631\u062c \u0646\u0637\u0627\u0642 \u062a\u0631\u062e\u064a\u0635\u0647\u0627\u060c \u0641\u0625\u0646\u0647\u0627 \u062a\u064f\u0639\u062f \u0645\u062e\u0627\u0644\u0641\u0629 \u0648\u062a\u0635\u0628\u062d \u0639\u0631\u0636\u0629 \u0644\u063a\u0631\u0627\u0645\u0627\u062a \u064a\u0641\u0631\u0636\u0647\u0627 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\u0627\u0644\u062a\u0631\u0627\u062e\u064a\u0635 \u0648\u0627\u0644\u0623\u0646\u0634\u0637\u0629 \u0627\u0644\u0645\u0633\u0645\u0648\u062d \u0628\u0647\u0627 \u0644\u0643\u0644 \u0641\u0626\u0629:<\/p>\n<p>\u00a0<\/p>\n<table>\n<thead>\n<tr>\n<th>\n<p><strong>\u0627\u0644\u0631\u0642\u0645<\/strong><\/p>\n<\/th>\n<th>\n<p><strong>\u0646\u0648\u0639 \u0627\u0644\u062a\u0631\u062e\u064a\u0635<\/strong><\/p>\n<\/th>\n<th>\n<p><strong>\u0627\u0644\u0623\u0646\u0634\u0637\u0629 \u0627\u0644\u0645\u0633\u0645\u0648\u062d \u0628\u0647\u0627<\/strong><\/p>\n<p>\u00a0<\/p>\n<\/th>\n<\/tr>\n<tr>\n<th>\n<p>1<\/p>\n<\/th>\n<th>\n<p>\u0645\u064f\u0635\u062f\u0631\u0648 \u0627\u0644\u0646\u0642\u0648\u062f \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0627\u0644\u0645\u062a\u062e\u0635\u0635\u0648\u0646<\/p>\n<\/th>\n<th>\n<p>\u2022 \u0627\u0633\u062a\u0642\u0637\u0627\u0628 \u0627\u0644\u0648\u0643\u0644\u0627\u0621 \u0648\u0625\u062f\u0627\u0631\u062a\u0647\u0645<\/p>\n<p>\u2022 \u0625\u0646\u0634\u0627\u0621 \u0648\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u062d\u0627\u0641\u0638 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629<\/p>\n<p>\u2022 \u062a\u062d\u0648\u064a\u0644\u0627\u062a \u0645\u0646 \u0634\u062e\u0635 \u0644\u0634\u062e\u0635 (P2P) \u062f\u0627\u062e\u0644 \u0627\u0644\u0634\u0628\u0643\u0629 \u0648\u062e\u0627\u0631\u062c\u0647\u0627<\/p>\n<p>\u2022 \u0627\u0644\u0625\u064a\u062f\u0627\u0639 \u0648\u0627\u0644\u0633\u062d\u0628 \u0627\u0644\u0646\u0642\u062f\u064a<\/p>\n<p>\u2022 \u0627\u0644\u062a\u062d\u0648\u064a\u0644\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0645\u062d\u0644\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u0645\u062d\u0627\u0641\u0638 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629\u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0627\u0644\u062a\u062d\u0648\u064a\u0644\u0627\u062a \u0645\u0646 \u0648\u0625\u0644\u0649 \u0627\u0644\u062d\u0633\u0627\u0628\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629<\/p>\n<p>\u2022 \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u060c \u0648\u0627\u0644\u0627\u062f\u062e\u0627\u0631\u060c \u0648\u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u060c \u0648\u0627\u0644\u062a\u0623\u0645\u064a\u0646\u060c \u0648\u0627\u0644\u0645\u0639\u0627\u0634\u0627\u062a \u0627\u0644\u062a\u0642\u0627\u0639\u062f\u064a\u0629 (\u0641\u0642\u0637 \u0628\u0627\u0644\u0634\u0631\u0627\u0643\u0629 \u0645\u0639 \u0627\u0644\u0628\u0646\u0648\u0643 \u0648\u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0645\u0631\u062e\u0635\u0629)<\/p>\n<p>\u2022 \u0627\u0633\u062a\u0642\u0637\u0627\u0628 \u0627\u0644\u062a\u062c\u0627\u0631 \u0644\u0644\u062f\u0641\u0639 \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644<\/p>\n<p>\u2022 \u0627\u0633\u062a\u0644\u0627\u0645 \u0648\u062a\u0648\u062c\u064a\u0647 \u0627\u0644\u062a\u062d\u0648\u064a\u0644\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u062f\u0648\u0644\u064a\u0629 \u0627\u0644\u0648\u0627\u0631\u062f\u0629<\/p>\n<p>\u00a0<\/p>\n<\/th>\n<\/tr>\n<tr>\n<th>\n<p>2<\/p>\n<\/th>\n<th>\n<p>\u0645\u0632\u0648\u062f \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062f\u0641\u0639 (\u0625\u062f\u0627\u0631\u0629 \u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a)<\/p>\n<\/th>\n<th>\n<p>\u2022 \u0625\u062f\u0627\u0631\u0629 \u0634\u0628\u0643\u0627\u062a \u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0645\u062d\u0644\u064a\u0629 (\u0645\u062b\u0644 Gh-Link)<\/p>\n<p>\u2022 \u062a\u062d\u0648\u064a\u0644 \u0648\u062a\u0648\u062c\u064a\u0647 \u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0648\u062a\u0639\u0644\u064a\u0645\u0627\u062a \u0627\u0644\u062f\u0641\u0639<\/p>\n<p>\u2022 \u062a\u062d\u0648\u064a\u0644 \u0648\u062a\u0648\u062c\u064a\u0647 \u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0648\u062a\u0639\u0644\u064a\u0645\u0627\u062a \u0627\u0644\u062f\u0641\u0639<\/p>\n<\/th>\n<\/tr>\n<tr>\n<th>\n<p>3<\/p>\n<\/th>\n<th>\n<p>\u0645\u0632\u0648\u062f \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062f\u0641\u0639 (\u0641\u0626\u0629 \u0645\u062a\u0642\u062f\u0645\u0629)<\/p>\n<\/th>\n<th>\n<p>\u062c\u0645\u064a\u0639 \u0627\u0644\u0623\u0646\u0634\u0637\u0629 \u0627\u0644\u0645\u0633\u0645\u0648\u062d \u0628\u0647\u0627 \u0644\u0645\u0632\u0648\u062f \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062f\u0641\u0639 (\u0627\u0644\u0641\u0626\u0629 \u0627\u0644\u0645\u062a\u0648\u0633\u0637\u0629)<\/p>\n<p>\u2022 \u062a\u0648\u0641\u064a\u0631 \u0645\u0646\u0635\u0629 (\u0633\u0648\u0642) \u0644\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0645\u0642\u062f\u0645\u0629 \u0645\u0646 \u0645\u0624\u0633\u0633\u0627\u062a \u0645\u0627\u0644\u064a\u0629 \u0645\u0631\u062e\u0635\u0629<\/p>\n<p>\u2022 \u0627\u0633\u062a\u0642\u0637\u0627\u0628 \u0627\u0644\u062a\u062c\u0627\u0631 \u0648\u062a\u062c\u0645\u064a\u0639 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0644\u0635\u0627\u0644\u062d\u0647\u0645<\/p>\n<p>\u2022 \u0645\u0639\u0627\u0644\u062c\u0629 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a<\/p>\n<p>\u2022 \u0637\u0628\u0627\u0639\u0629 \u0648\u062a\u062e\u0635\u064a\u0635 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0630\u0643\u064a\u0629 (EMV)<\/p>\n<p>\u2022 \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062a\u062d\u0648\u064a\u0644\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u062f\u0648\u0644\u064a\u0629 \u0627\u0644\u0648\u0627\u0631\u062f\u0629<\/p>\n<p>\u2022 \u062a\u0648\u0641\u064a\u0631 \u062e\u062f\u0645\u0627\u062a \u0628\u0648\u0627\u0628\u0627\u062a \u0627\u0644\u062f\u0641\u0639 \u0643\u0637\u0631\u0641 \u062b\u0627\u0644\u062b<\/p>\n<p>\u2022 \u0625\u0635\u062f\u0627\u0631 \u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0641\u062a\u0631\u0627\u0636\u064a\u0629 \u0645\u062d\u062f\u0648\u062f\u0629 \u0627\u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0648\u0630\u0627\u062a \u062d\u0644\u0642\u0629 \u0645\u063a\u0644\u0642\u0629 (\u062a\u064f\u0642\u0631\u0646 \u0628\u0627\u0644\u0627\u0633\u062a\u0631\u062f\u0627\u062f\u0627\u062a\u060c \u0648\u0627\u0644\u0645\u0643\u0627\u0641\u0622\u062a\u060c \u0648\u062d\u0633\u0627\u0628\u0627\u062a \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u064a\u0646 \u0627\u0644\u0623\u062e\u0631\u0649)<\/p>\n<p>\u00a0<\/p>\n<\/th>\n<\/tr>\n<tr>\n<th>\n<p>4<\/p>\n<\/th>\n<th>\n<p>\u0645\u0632\u0648\u062f \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062f\u0641\u0639 (\u0641\u0626\u0629 \u0645\u062a\u0648\u0633\u0637\u0629)<\/p>\n<\/th>\n<th>\n<p>\u0627\u0644\u0627\u0631\u062a\u0628\u0627\u0637 \u0628\u0645\u0632\u0648\u062f \u062e\u062f\u0645\u0627\u062a \u062f\u0641\u0639 \u0645\u0646 \u0627\u0644\u0641\u0626\u0629 \u0627\u0644\u0645\u062a\u0642\u062f\u0645\u0629 \u0644\u062a\u0642\u062f\u064a\u0645 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062a\u0627\u0644\u064a\u0629:<\/p>\n<p>\u2022 \u062c\u0645\u064a\u0639 \u0627\u0644\u0623\u0646\u0634\u0637\u0629 \u0627\u0644\u0645\u0633\u0645\u0648\u062d \u0628\u0647\u0627 \u0644\u0645\u0632\u0648\u062f \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062f\u0641\u0639 (\u0627\u0644\u0641\u0626\u0629 \u0627\u0644\u0639\u0627\u062f\u064a\u0629)<\/p>\n<p>\u2022 \u062a\u062c\u0645\u064a\u0639 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0628\u0627\u0644\u0627\u0631\u062a\u0628\u0627\u0637 \u0645\u0639 \u0645\u0632\u0648\u062f \u062e\u062f\u0645\u0627\u062a \u062f\u0641\u0639 \u0645\u062a\u0642\u062f\u0645<\/p>\n<p>\u2022 \u062a\u062c\u0645\u064a\u0639 \u0627\u0644\u0641\u0648\u0627\u062a\u064a\u0631 \u0648\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0627\u0644\u062a\u062c\u0627\u0631<\/p>\n<p>\u2022 \u062a\u0648\u0641\u064a\u0631 \u0648\u0646\u0634\u0631 \u0623\u062c\u0647\u0632\u0629 \u0646\u0642\u0627\u0637 \u0627\u0644\u0628\u064a\u0639 (POS)<\/p>\n<p>\u2022 \u0637\u0628\u0627\u0639\u0629 \u0623\u062f\u0648\u0627\u062a \u0627\u0644\u062f\u0641\u0639 \u063a\u064a\u0631 \u0627\u0644\u0646\u0642\u062f\u064a\u0629 (\u0645\u062b\u0644 \u0627\u0644\u0634\u064a\u0643\u0627\u062a)<\/p>\n<p>\u2022 \u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0627\u0644\u062f\u0641\u0639 \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644 (\u0645\u0639 \u0646\u0642\u0644 \u0627\u0644\u0645\u0633\u0624\u0648\u0644\u064a\u0629)<\/p>\n<p>\u00a0<\/p>\n<\/th>\n<\/tr>\n<tr>\n<th>\n<p>5<\/p>\n<\/th>\n<th>\n<p>\u0645\u0632\u0648\u062f \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062f\u0641\u0639 (\u0641\u0626\u0629 \u0639\u0627\u062f\u064a\u0629)<\/p>\n<\/th>\n<th>\n<p>\u0627\u0644\u0627\u0631\u062a\u0628\u0627\u0637 \u0628\u0645\u0632\u0648\u062f \u062e\u062f\u0645\u0627\u062a \u062f\u0641\u0639 \u0645\u0646 \u0627\u0644\u0641\u0626\u0629 \u0627\u0644\u0645\u062a\u0642\u062f\u0645\u0629 \u0644\u062a\u0642\u062f\u064a\u0645 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062a\u0627\u0644\u064a\u0629: \u2022 \u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0627\u0644\u062f\u0641\u0639 \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644 (\u0628\u062d\u064a\u062b \u062a\u0642\u0639 \u0627\u0644\u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0639\u0644\u0649 \u0645\u0632\u0648\u062f \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u062a\u0642\u062f\u0645)<\/p>\n<p>\u00a0<\/p>\n<\/th>\n<\/tr>\n<\/thead>\n<\/table>\n<p>\u00a0<\/p>\n<h2><a id=\"post-37217-_5ysi0onxkwnt\"><\/a><strong>\u0645\u0627 \u0647\u064a \u0627\u0644\u0631\u0633\u0648\u0645 \u0627\u0644\u0645\u0637\u0628\u0642\u0629 \u0639\u0644\u0649 \u062a\u0631\u0627\u062e\u064a\u0635 \u0645\u0632\u0648\u062f\u064a \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062f\u0641\u0639\u061f<\/strong><\/h2>\n<p>\u064a\u0648\u0636\u062d \u0627\u0644\u062c\u062f\u0648\u0644 \u0623\u062f\u0646\u0627\u0647 \u062a\u0641\u0627\u0635\u064a\u0644 \u0631\u0633\u0648\u0645 \u0627\u0644\u0645\u0639\u0627\u0644\u062c\u0629\u060c \u0648\u0627\u0644\u0625\u0635\u062f\u0627\u0631\u060c \u0648\u0627\u0644\u062a\u062c\u062f\u064a\u062f:<\/p>\n<table>\n<thead>\n<tr>\n<th>\n<p><strong>\u0627\u0644\u0631\u0642\u0645<\/strong><\/p>\n<\/th>\n<th>\n<p><strong>\u0646\u0648\u0639 \u0627\u0644\u062a\u0631\u062e\u064a\u0635<\/strong><\/p>\n<\/th>\n<th>\n<p><strong>\u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644 \u0627\u0644\u062a\u0623\u0633\u064a\u0633\u064a (\u0627\u0644\u0646\u0632\u0627\u0647\u0629)<\/strong><\/p>\n<p><strong>\u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644 (\u0633\u064a\u062f\u064a \u063a\u0627\u0646\u064a)<\/strong><\/p>\n<\/th>\n<th>\n<p><strong>\u0631\u0633\u0648\u0645 \u0627\u0644\u0645\u0639\u0627\u0644\u062c\u0629<\/strong><\/p>\n<p><strong>(\u0633\u064a\u062f\u064a \u063a\u0627\u0646\u064a)<\/strong><\/p>\n<\/th>\n<th>\n<p><strong>\u0631\u0633\u0648\u0645 \u0627\u0644\u062a\u0631\u062e\u064a\u0635<\/strong><\/p>\n<p><strong>(\u0633\u064a\u062f\u064a \u063a\u0627\u0646\u064a)<\/strong><\/p>\n<\/th>\n<th>\n<p><strong>\u0631\u0633\u0648\u0645 \u0627\u0644\u062a\u062c\u062f\u064a\u062f<\/strong><\/p>\n<p><strong>(\u0633\u064a\u062f\u064a \u063a\u0627\u0646\u064a)<\/strong><\/p>\n<\/th>\n<th>\n<p><strong>\u0645\u062f\u0629 \u0627\u0644\u0635\u0644\u0627\u062d\u064a\u0629<\/strong><\/p>\n<\/th>\n<\/tr>\n<tr>\n<th>\n<p>1<\/p>\n<\/th>\n<th>\n<p>\u0645\u064f\u0635\u062f\u0631 \u0646\u0642\u0648\u062f \u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0645\u062a\u062e\u0635\u0635<\/p>\n<p>\u00a0<\/p>\n<\/th>\n<th>\n<p>20,000,000<\/p>\n<p>\u00a0<\/p>\n<p>\u00a0<\/p>\n<\/th>\n<th>\n<p>25,000<\/p>\n<\/th>\n<th>\n<p>100,000<\/p>\n<\/th>\n<th>\n<p>10<\/p>\n<\/th>\n<th>\n<p>5 \u0633\u0646\u0648\u0627\u062a<\/p>\n<\/th>\n<\/tr>\n<tr>\n<th>\n<p>2<\/p>\n<\/th>\n<th>\n<p>\u0645\u0632\u0648\u062f \u062e\u062f\u0645\u0627\u062a \u062f\u0641\u0639 (\u0625\u062f\u0627\u0631\u0629 \u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a)<\/p>\n<p>\u00a0<\/p>\n<\/th>\n<th>\n<p>8,000,000<\/p>\n<\/th>\n<th>\n<p>20<\/p>\n<\/th>\n<th>\n<p>90<\/p>\n<\/th>\n<th>\n<p>8<\/p>\n<\/th>\n<th>\n<p>5 \u0633\u0646\u0648\u0627\u062a<\/p>\n<\/th>\n<\/tr>\n<tr>\n<th>\n<p>3<\/p>\n<\/th>\n<th>\n<p>\u0645\u0632\u0648\u062f \u062e\u062f\u0645\u0627\u062a \u062f\u0641\u0639 (\u0641\u0626\u0629 \u0645\u062a\u0642\u062f\u0645\u0629)<\/p>\n<p>\u00a0<\/p>\n<\/th>\n<th>\n<p>2,000,000<\/p>\n<\/th>\n<th>\n<p>12<\/p>\n<\/th>\n<th>\n<p>40<\/p>\n<\/th>\n<th>\n<p>7<\/p>\n<\/th>\n<th>\n<p>5 \u0633\u0646\u0648\u0627\u062a<\/p>\n<\/th>\n<\/tr>\n<tr>\n<th>\n<p>4<\/p>\n<\/th>\n<th>\n<p>\u0645\u0632\u0648\u062f \u062e\u062f\u0645\u0627\u062a \u062f\u0641\u0639 (\u0641\u0626\u0629 \u0645\u062a\u0648\u0633\u0637\u0629)<\/p>\n<p>\u00a0<\/p>\n<\/th>\n<th>\n<p>800,000<\/p>\n<\/th>\n<th>\n<p>8<\/p>\n<\/th>\n<th>\n<p>15<\/p>\n<\/th>\n<th>\n<p>5<\/p>\n<\/th>\n<th>\n<p>5 \u0633\u0646\u0648\u0627\u062a<\/p>\n<\/th>\n<\/tr>\n<tr>\n<th>\n<p>5<\/p>\n<\/th>\n<th>\n<p>\u0645\u0632\u0648\u062f \u062e\u062f\u0645\u0627\u062a \u062f\u0641\u0639 (\u0641\u0626\u0629 \u0639\u0627\u062f\u064a\u0629)<\/p>\n<\/th>\n<th>\n<p>\u0644\u0627 \u064a\u0634\u062a\u0631\u0637 \u062d\u062f \u0623\u062f\u0646\u0649 \u0644\u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644<\/p>\n<\/th>\n<th>\n<p>500<\/p>\n<\/th>\n<th>\n<p>1<\/p>\n<\/th>\n<th>\n<p>200<\/p>\n<\/th>\n<th>\n<p>5 \u0633\u0646\u0648\u0627\u062a<\/p>\n<\/th>\n<\/tr>\n<\/thead>\n<\/table>\n<h2><a id=\"post-37217-_975takl1cn2h\"><\/a><img decoding=\"async\" width=\"800\" height=\"533\" class=\"wp-image-47852\" src=\"https:\/\/firmusadvisory.com\/ar\/wp-content\/uploads\/sites\/7\/2021\/06\/word-image-37217-1-1.jpeg\" srcset=\"https:\/\/firmusadvisory.com\/ar\/wp-content\/uploads\/sites\/7\/2021\/06\/word-image-37217-1-1.jpeg 800w, https:\/\/firmusadvisory.com\/ar\/wp-content\/uploads\/sites\/7\/2021\/06\/word-image-37217-1-1-300x200.jpeg 300w, https:\/\/firmusadvisory.com\/ar\/wp-content\/uploads\/sites\/7\/2021\/06\/word-image-37217-1-1-768x512.jpeg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/h2>\n<h2>\u00a0<\/h2>\n<h2><a id=\"post-37217-_ln3akooh9tpu\"><\/a><strong>\u0645\u0627 \u0647\u064a \u0627\u0644\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629 \u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u062a\u0631\u062e\u064a\u0635 \u0645\u0632\u0648\u062f \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062f\u0641\u0639 \u0644\u0634\u0631\u0643\u0629 FINTECH\u061f<\/strong><\/h2>\n<h3><a id=\"post-37217-_isccmdx0e3qt\"><\/a><strong>1 \u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644 \u0627\u0644\u0646\u0632\u0647\u0629 \/ \u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644 \u0627\u0644\u0623\u062f\u0646\u0649<\/strong><\/h3>\n<p>\u0647\u0646\u0627\u0643 \u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0631\u0623\u0633 \u0645\u0627\u0644 \u0623\u062f\u0646\u0649 \u0645\u062d\u062f\u062f\u0629 \u0623\u0648 \u0631\u0623\u0633 \u0645\u0627\u0644 \u0646\u0632\u0627\u0647\u0629 \u0644\u0643\u0644 \u0641\u0626\u0629 \u0645\u0646 \u0641\u0626\u0627\u062a \u062a\u0631\u0627\u062e\u064a\u0635 \u0645\u0632\u0648\u062f\u064a \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062f\u0641\u0639. \u0648\u0628\u0627\u0644\u0645\u062b\u0644\u060c \u064a\u0646\u0635 \u0642\u0627\u0646\u0648\u0646 GIPC 865 \u0639\u0644\u0649 \u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0631\u0623\u0633 \u0645\u0627\u0644 \u0623\u062f\u0646\u0649 \u0644\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u0634\u0627\u0631\u0643 \u0641\u064a\u0647\u0627 \u0645\u0644\u0643\u064a\u0629 \u0623\u062c\u0646\u0628\u064a\u0629. \u0625\u0630\u0627 \u0643\u0627\u0646\u062a \u0627\u0644\u0643\u064a\u0627\u0646 \u0627\u0644\u0630\u064a \u064a\u062a\u0642\u062f\u0645 \u0628\u0637\u0644\u0628 \u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u062a\u0631\u062e\u064a\u0635 \u0645\u0632\u0648\u062f \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062f\u0641\u0639 \u064a\u0645\u062a\u0644\u0643 \u0623\u064a\u0636\u064b\u0627 \u0645\u0644\u0643\u064a\u0629 \u0623\u062c\u0646\u0628\u064a\u0629\u060c \u0641\u0633\u064a\u064f\u0637\u0644\u0628 \u0645\u0646 \u0627\u0644\u0634\u0631\u0643\u0629 \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0644\u0623\u064a \u0645\u0646 \u0627\u0644\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0627\u0644\u0623\u0639\u0644\u0649.<\/p>\n<p>\u0648\u0647\u0630\u0627 \u064a\u0639\u0646\u064a \u0623\u0646 \u0627\u0644\u0627\u0644\u062a\u0632\u0627\u0645 \u0628\u0627\u0644\u062d\u062f \u0627\u0644\u0623\u062f\u0646\u0649 \u0644\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644 \u0645\u0646 \u0645\u0631\u0643\u0632 \u062a\u0631\u0648\u064a\u062c \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0641\u064a \u063a\u0627\u0646\u0627 (GIPC) (\u0644\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0645\u0633\u062c\u0644\u0629 \u0628\u0645\u0634\u0627\u0631\u0643\u0629 \u0623\u062c\u0646\u0628\u064a\u0629) \u0642\u062f \u0644\u0627 \u064a\u0643\u0648\u0646 \u0643\u0627\u0641\u064a\u0627\u064b \u0644\u0628\u0639\u0636 \u0641\u0626\u0627\u062a \u0627\u0644\u062a\u0631\u0627\u062e\u064a\u0635. \u0645\u0646 \u0627\u0644\u0645\u0647\u0645 \u062c\u062f\u0627\u064b \u0645\u0631\u0627\u0639\u0627\u0629 \u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644 \u0627\u0644\u0645\u0637\u0628\u0642\u0629 \u0645\u0646 \u0642\u0628\u0644 \u0628\u0646\u0643 \u063a\u0627\u0646\u0627 \u0627\u0644\u0645\u0631\u0643\u0632\u064a (BOG) \u062d\u062a\u0649 \u0642\u0628\u0644 \u062a\u0633\u062c\u064a\u0644 \u0627\u0644\u0634\u0631\u0643\u0629\u060c \u0648\u0625\u0644\u0627 \u0641\u0642\u062f \u064a\u064f\u0637\u0644\u0628 \u0645\u0646\u0643 \u062a\u0639\u062f\u064a\u0644 \u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644 (\u0632\u064a\u0627\u062f\u0629 \u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644 \u0627\u0644\u0645\u0648\u062f\u0639 \u062d\u0633\u0628 \u0627\u0644\u0623\u0635\u0648\u0644 \u0644\u062f\u0649 \u0645\u0633\u062c\u0644 \u0627\u0644\u0634\u0631\u0643\u0627\u062a) \u0642\u0628\u0644 \u0627\u0644\u0645\u0636\u064a \u0642\u062f\u0645\u0627\u064b \u0641\u064a \u0627\u0644\u0637\u0644\u0628.<\/p>\n<p>\u0648\u0630\u0644\u0643 \u0643\u0645\u0627 \u0647\u0648 \u0645\u0641\u0635\u0644 \u0623\u062f\u0646\u0627\u0647\u061b<\/p>\n<table>\n<thead>\n<tr>\n<th>\n<p><strong>\u0627\u0644\u0631\u0642\u0645<\/strong><\/p>\n<\/th>\n<th>\n<p><strong>\u0646\u0648\u0639 \u0627\u0644\u062a\u0631\u062e\u064a\u0635<\/strong><\/p>\n<\/th>\n<th>\n<p><strong>\u0627\u0644\u0646\u0632\u0627\u0647\u0629<\/strong><\/p>\n<p><strong>\u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644 (\u0633\u064a\u062f\u064a \u063a\u0627\u0646\u064a)<\/strong><\/p>\n<\/th>\n<\/tr>\n<tr>\n<th>\n<p>1<\/p>\n<\/th>\n<th>\n<p>\u0645\u064f\u0635\u062f\u0631 \u0646\u0642\u0648\u062f \u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0645\u062a\u062e\u0635\u0635<\/p>\n<p>\u00a0<\/p>\n<\/th>\n<th>\n<p>20<\/p>\n<p>\u00a0<\/p>\n<p>\u00a0<\/p>\n<\/th>\n<\/tr>\n<tr>\n<th>\n<p>2<\/p>\n<\/th>\n<th>\n<p>\u0645\u0632\u0648\u062f \u062e\u062f\u0645\u0627\u062a \u062f\u0641\u0639 (\u0625\u062f\u0627\u0631\u0629 \u0623\u0646\u0638\u0645\u0629 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a)<\/p>\n<p>\u00a0<\/p>\n<\/th>\n<th>\n<p>8,000,000<\/p>\n<\/th>\n<\/tr>\n<tr>\n<th>\n<p>3<\/p>\n<\/th>\n<th>\n<p>\u0645\u0632\u0648\u062f \u062e\u062f\u0645\u0627\u062a \u062f\u0641\u0639 (\u0641\u0626\u0629 \u0645\u062a\u0642\u062f\u0645\u0629)<\/p>\n<p>\u00a0<\/p>\n<\/th>\n<th>\n<p>2<\/p>\n<\/th>\n<\/tr>\n<tr>\n<th>\n<p>4<\/p>\n<\/th>\n<th>\n<p>\u0645\u0632\u0648\u062f \u062e\u062f\u0645\u0627\u062a \u062f\u0641\u0639 (\u0641\u0626\u0629 \u0645\u062a\u0648\u0633\u0637\u0629)<\/p>\n<p>\u00a0<\/p>\n<\/th>\n<th>\n<p>80<\/p>\n<\/th>\n<\/tr>\n<tr>\n<th>\n<p>5<\/p>\n<\/th>\n<th>\n<p>\u0645\u0632\u0648\u062f \u062e\u062f\u0645\u0627\u062a \u062f\u0641\u0639 (\u0641\u0626\u0629 \u0639\u0627\u062f\u064a\u0629)<\/p>\n<\/th>\n<th>\n<p>\u0644\u0627 \u064a\u0634\u062a\u0631\u0637 \u062d\u062f \u0623\u062f\u0646\u0649 \u0644\u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644<\/p>\n<\/th>\n<\/tr>\n<\/thead>\n<\/table>\n<p>\u00a0<\/p>\n<p>\u064a\u064f\u0631\u062c\u0649 \u0645\u0644\u0627\u062d\u0638\u0629 \u0623\u0646 \u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644 \u0627\u0644\u062a\u0623\u0633\u064a\u0633\u064a \u0627\u0644\u0645\u0630\u0643\u0648\u0631 \u0623\u0639\u0644\u0627\u0647 \u064a\u062c\u0628 \u0625\u064a\u062f\u0627\u0639\u0647 \u0644\u062f\u0649 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u0627\u0644\u063a\u0627\u0646\u064a (BOG) \u0645\u0646\u0630 \u0628\u062f\u0621 \u0627\u0644\u062a\u0634\u063a\u064a\u0644 \u0648\u062d\u062a\u0649 \u062a\u0648\u0642\u0641 \u0627\u0644\u0634\u0631\u0643\u0629 \u0639\u0646 \u0627\u0644\u0639\u0645\u0644 \u0623\u0648 \u062a\u0635\u0641\u064a\u062a\u0647\u0627. \u0648\u0644\u0627 \u064a\u064f\u0633\u0645\u062d \u0644\u0644\u0634\u0631\u0643\u0629 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0647\u0630\u0647 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0637\u0648\u0627\u0644 \u0641\u062a\u0631\u0629 \u0646\u0634\u0627\u0637\u0647\u0627. \u0648\u0645\u0639 \u0630\u0644\u0643\u060c \u064a\u062a\u0645 \u0627\u0644\u0625\u0641\u0631\u0627\u062c \u0639\u0646 \u0647\u0630\u0647 \u0627\u0644\u0623\u0645\u0648\u0627\u0644\u060c \u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u0623\u064a \u0641\u0648\u0627\u0626\u062f \u0645\u062a\u0631\u0627\u0643\u0645\u0629\u060c \u0644\u0635\u0627\u0644\u062d \u0627\u0644\u0634\u0631\u0643\u0629 \u0639\u0646\u062f \u062a\u0635\u0641\u064a\u0629 \u0623\u0639\u0645\u0627\u0644\u0647\u0627\u060c \u0648\u0630\u0644\u0643 \u0628\u0639\u062f \u062e\u0635\u0645 \u0623\u064a \u0627\u0644\u062a\u0632\u0627\u0645\u0627\u062a \u0645\u0627\u0644\u064a\u0629 \u0639\u0644\u064a\u0647\u0627 (\u0625\u0646 \u0648\u064f\u062c\u062f\u062a).<\/p>\n<p>\u0643\u0645\u0627 \u064a\u064f\u0631\u062c\u0649 \u0627\u0644\u0639\u0644\u0645 \u0623\u0646\u0647 \u0639\u0646\u062f \u062a\u0633\u062c\u064a\u0644 \u0627\u0644\u0634\u0631\u0643\u0629\u060c \u064a\u062c\u0628 \u0623\u0646 \u064a\u0643\u0648\u0646 \u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644 \u0627\u0644\u0645\u064f\u0635\u0631\u062d \u0628\u0647 \u0623\u0639\u0644\u0649 \u0645\u0646 (\u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644 \u0627\u0644\u062a\u0623\u0633\u064a\u0633\u064a \u0627\u0644\u0645\u062d\u062c\u0648\u0632)\u060c \u0648\u0630\u0644\u0643 \u0644\u0636\u0645\u0627\u0646 \u062a\u0648\u0641\u0631 \u0633\u064a\u0648\u0644\u0629 \u0643\u0627\u0641\u064a\u0629 \u0644\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u064a\u0648\u0645\u064a\u0629 \u0644\u0644\u0634\u0631\u0643\u0629. \u0648\u062a\u064f\u062d\u062f\u062f \u0627\u0644\u0634\u0631\u0643\u0629 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(\u0627\u0644\u0623\u0633\u0647\u0645)<\/strong><\/h3>\n<p>\u0644\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0623\u064a \u0641\u0626\u0629 \u0645\u0646 \u062a\u0631\u0627\u062e\u064a\u0635 \u0645\u0632\u0648\u062f\u064a \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062f\u0641\u0639\u060c \u064a\u062c\u0628 \u0623\u0646 \u062a\u064f\u0624\u0633\u0633 \u0627\u0644\u0634\u0631\u0643\u0629 \u0643\u0645\u0634\u0631\u0648\u0639 \u0645\u0634\u062a\u0631\u0643 \u0645\u0639 \u0634\u0631\u064a\u0643 \u063a\u0627\u0646\u064a\u060c \u0628\u062d\u064a\u062b \u064a\u0645\u062a\u0644\u0643 \u0647\u0630\u0627 \u0627\u0644\u0634\u0631\u064a\u0643 \u062d\u0635\u0629 \u0644\u0627 \u062a\u0642\u0644 \u0639\u0646 30% \u0645\u0646 \u0625\u062c\u0645\u0627\u0644\u064a \u0623\u0633\u0647\u0645 \u0627\u0644\u0634\u0631\u0643\u0629. \u0648\u0647\u0630\u0627 \u064a\u0639\u0646\u064a \u0623\u0646 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0645\u0645\u0644\u0648\u0643\u0629 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\u0627\u0644\u062a\u0646\u0641\u064a\u0630\u064a\u0648\u0646 \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0648\u0646\u061f<\/strong><\/h4>\n<p>\u062a\u0636\u0645 \u0642\u0627\u0626\u0645\u0629 \u0627\u0644\u0645\u0633\u0624\u0648\u0644\u064a\u0646 \u0627\u0644\u062a\u0646\u0641\u064a\u0630\u064a\u064a\u0646 \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u064a\u0646 \u0643\u0644\u0627\u064b \u0645\u0646:<\/p>\n<ol>\n<li>\u0627\u0644\u0631\u0626\u064a\u0633 \u0627\u0644\u062a\u0646\u0641\u064a\u0630\u064a (CEO)<\/li>\n<li>\u0631\u0626\u064a\u0633 \u0642\u0633\u0645 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0648\u0627\u0644\u0623\u0646\u0638\u0645\u0629<\/li>\n<li>\u0631\u0626\u064a\u0633 \u0642\u0633\u0645 \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0648\u0627\u0644\u0645\u062e\u0627\u0637\u0631<\/li>\n<li>\u0627\u0644\u0645\u062f\u064a\u0631 \u0627\u0644\u0645\u0627\u0644\u064a<\/li>\n<\/ol>\n<p>\u00a0<\/p>\n<h2><a id=\"post-37217-_288bpuoyviy8\"><\/a><strong>\u0627\u0644\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0627\u0644\u0639\u0627\u0645\u0629 \u0644\u062a\u0631\u062e\u064a\u0635 \u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0648\u0645\u0632\u0648\u062f\u064a \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062f\u0641\u0639<\/strong><\/h2>\n<p>\u062a\u062e\u062a\u0644\u0641 \u0627\u0644\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0627\u0644\u0645\u062d\u062f\u062f\u0629 \u0628\u0627\u062e\u062a\u0644\u0627\u0641 \u0641\u0626\u0629 \u0627\u0644\u062a\u0631\u062e\u064a\u0635. \u0648\u0645\u0639 \u0630\u0644\u0643\u060c \u0641\u0625\u0646 \u0627\u0644\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0627\u0644\u0639\u0627\u0645\u0629 \u0627\u0644\u062a\u0627\u0644\u064a\u0629 \u062a\u0646\u0637\u0628\u0642 \u0639\u0644\u0649 \u062c\u0645\u064a\u0639 \u062a\u0631\u0627\u062e\u064a\u0635 \u0645\u0632\u0648\u062f\u064a \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062f\u0641\u0639:<\/p>\n<h3><a id=\"post-37217-_8on6xg7t9sma\"><\/a><strong>\u0623. \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u0634\u0631\u0643\u0629:<\/strong><\/h3>\n<ol>\n<li>\u062e\u0637\u0627\u0628 \u0637\u0644\u0628 \u0627\u0644\u062a\u0631\u062e\u064a\u0635<\/li>\n<li>\u0627\u0644\u0645\u0644\u0641 \u0627\u0644\u062a\u0639\u0631\u064a\u0641\u064a \u0644\u0644\u0634\u0631\u0643\u0629<\/li>\n<li>\u0646\u0638\u0631\u0629 \u0639\u0627\u0645\u0629 \u062a\u0634\u0645\u0644: \u062a\u0627\u0631\u064a\u062e \u0627\u0644\u062a\u0623\u0633\u064a\u0633\u060c \u0627\u0644\u0639\u0646\u0648\u0627\u0646 \u0627\u0644\u0645\u0633\u062c\u0644 (\u0645\u062a\u0636\u0645\u0646\u0627\u064b \u0627\u0644\u0639\u0646\u0648\u0627\u0646 \u0627\u0644\u0631\u0642\u0645\u064a)\u060c \u0648\u062b\u0627\u0626\u0642 \u0627\u0644\u062a\u0633\u062c\u064a\u0644 \u0645\u0646 \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u062a\u0633\u062c\u064a\u0644 \u0627\u0644\u0639\u0627\u0645 (RGD)\u060c \u0648\u0645\u0644\u062e\u0635\u0627\u064b \u0644\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u064f\u0642\u062f\u0645\u0629.<\/li>\n<li>\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0645\u062f\u0642\u0642\u064a\u0646 \u0627\u0644\u062e\u0627\u0631\u062c\u064a\u064a\u0646\u060c \u0648\u0627\u0644\u0645\u062d\u0627\u0633\u0628\u064a\u0646\u060c \u0648\u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0645\u062a\u0639\u0627\u0645\u0644 \u0645\u0639\u0647\u0627\u060c \u0648\u062c\u0645\u064a\u0639 \u0645\u0632\u0648\u062f\u064a \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062f\u0641\u0639 \u0645\u0646 \u0627\u0644\u0623\u0637\u0631\u0627\u0641 \u0627\u0644\u062e\u0627\u0631\u062c\u064a\u0629.<\/li>\n<li>\u0647\u064a\u0643\u0644 \u0648\u062d\u0648\u0643\u0645\u0629 \u0627\u0644\u0634\u0631\u0643\u0629<\/li>\n<li>\u0645\u0644\u0641 \u062a\u0639\u0631\u064a\u0641\u064a \u0644\u0644\u0645\u0633\u0627\u0647\u0645\u064a\u0646 \u064a\u0648\u0636\u062d \u062c\u0646\u0633\u064a\u0627\u062a\u0647\u0645 \u0648\u0646\u0633\u0628\u0629 \u0645\u0633\u0627\u0647\u0645\u0629 \u0643\u0644 \u0645\u0646\u0647\u0645\u060c \u0645\u0631\u0641\u0642\u0627\u064b \u0628\u0646\u0633\u062e \u0645\u0646 \u0634\u0647\u0627\u062f\u0627\u062a \u0627\u0644\u0623\u0633\u0647\u0645.<\/li>\n<li>\u0625\u0641\u0627\u062f\u0629 \u0645\u0648\u062b\u0642\u0629 \u0645\u0646 \u0643\u0627\u062a\u0628 \u0627\u0644\u0639\u062f\u0644 \u0628\u0623\u0633\u0645\u0627\u0621 \u0627\u0644\u0645\u0644\u0627\u0643 \u0627\u0644\u0645\u0633\u062a\u0641\u064a\u062f\u064a\u0646 \u0627\u0644\u0646\u0647\u0627\u0626\u064a\u064a\u0646 \u0627\u0644\u0630\u064a\u0646 \u064a\u0645\u062a\u0644\u0643\u0648\u0646 \u0646\u0633\u0628\u0629 10% \u0623\u0648 \u0623\u0643\u062b\u0631.<\/li>\n<\/ol>\n<ul>\n<li>\u0639\u062f\u062f \u0648\u0623\u0639\u0636\u0627\u0621 \u0645\u062c\u0644\u0633 \u0627\u0644\u0625\u062f\u0627\u0631\u0629 \u0648\u0627\u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0639\u0644\u064a\u0627 \u0645\u0639 \u0625\u0631\u0641\u0627\u0642 \u0645\u0644\u0641\u0627\u062a\u0647\u0645 \u0627\u0644\u062a\u0639\u0631\u064a\u0641\u064a\u0629.<\/li>\n<\/ul>\n<ol>\n<li>\u0627\u0644\u0647\u064a\u0643\u0644 \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a \u0644\u0644\u0634\u0631\u0643\u0629.<\/li>\n<li>\u0627\u0644\u0645\u0644\u0641 \u0627\u0644\u062a\u0639\u0631\u064a\u0641\u064a \u0644\u0645\u0624\u0633\u0633\u064a \u0627\u0644\u0634\u0631\u0643\u0629 (\u0625\u0646 \u0648\u064f\u062c\u062f).<\/li>\n<li>\u062e\u0637\u0629 \u0627\u0644\u0639\u0645\u0644<\/li>\n<li>\u062a\u0634\u0645\u0644 \u0646\u0638\u0631\u0629 \u0639\u0627\u0645\u0629 \u0639\u0644\u0649 \u0627\u0644\u0645\u0634\u0631\u0648\u0639\u060c \u062f\u0631\u0627\u0633\u0629 \u0627\u0644\u0633\u0648\u0642\u060c \u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a \u0648\u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u064f\u0642\u062f\u0645\u0629 (\u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0633\u0642\u0641 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a)\u060c \u0622\u0644\u064a\u0629 \u0627\u0644\u062a\u0633\u062c\u064a\u0644\u060c \u0648\u0627\u0644\u0631\u0633\u0648\u0645 \u0623\u0648 \u0627\u0644\u0639\u0645\u0648\u0644\u0627\u062a \u0627\u0644\u0645\u0642\u0631\u0631\u0629 (\u0625\u0646 \u0648\u064f\u062c\u062f\u062a).<\/li>\n<li>\u0627\u0644\u062a\u0648\u0642\u0639\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0644\u0644\u0645\u0634\u0631\u0648\u0639 \u0644\u0641\u062a\u0631\u0629 5 \u0633\u0646\u0648\u0627\u062a.<\/li>\n<li>\u0627\u0644\u0623\u0646\u0638\u0645\u0629 \u0648\u0627\u0644\u0628\u0646\u064f\u0649 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0629<\/li>\n<li>\u0623\u0646\u0638\u0645\u0629 \u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0648\u0627\u0644\u0627\u062a\u0635\u0627\u0644\u0627\u062a \u0627\u0644\u0645\u0642\u0631\u0631 \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0647\u0627.<\/li>\n<li>\u0645\u062e\u0637\u0637 \u0647\u064a\u0643\u0644\u064a \u0644\u0644\u0628\u0646\u064a\u0629 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0629 \u064a\u0628\u0631\u0632 \u062c\u0648\u0627\u0646\u0628 \u0627\u0644\u0623\u0645\u0627\u0646 \u0648\u0627\u0644\u0631\u0642\u0627\u0628\u0629.<\/li>\n<\/ol>\n<ul>\n<li>\u0625\u0637\u0627\u0631 \u0633\u064a\u0627\u0633\u0627\u062a \u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0648\u0627\u0644\u0627\u062a\u0635\u0627\u0644\u0627\u062a.<\/li>\n<\/ul>\n<ol>\n<li>\u0633\u064a\u0627\u0633\u0627\u062a \u0627\u0644\u0623\u0645\u0627\u0646 \u0648\u0627\u0644\u0631\u0642\u0627\u0628\u0629 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0629 (\u062a\u0634\u0645\u0644 \u0639\u0644\u0649 \u0627\u0644\u0623\u0642\u0644: \u0623\u062f\u0648\u0627\u062a \u0645\u0631\u0627\u0642\u0628\u0629 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a\u060c \u0631\u0635\u062f \u0648\u0627\u0643\u062a\u0634\u0627\u0641 \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644\u060c \u0648\u0627\u0644\u0645\u0635\u0627\u062f\u0642\u0629 \u0627\u0644\u062b\u0646\u0627\u0626\u064a\u0629).<\/li>\n<li>\u062e\u0637\u0629 \u0627\u0633\u062a\u0645\u0631\u0627\u0631\u064a\u0629 \u0627\u0644\u0623\u0639\u0645\u0627\u0644 (\u0634\u0627\u0645\u0644\u0629\u064b \u062e\u0637\u0629 \u0627\u0644\u062a\u0639\u0627\u0641\u064a \u0645\u0646 \u0627\u0644\u0643\u0648\u0627\u0631\u062b).<\/li>\n<li>\u0634\u0647\u0627\u062f\u0629 \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0644\u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a.<\/li>\n<\/ol>\n<ul>\n<li>\u0634\u0647\u0627\u062f\u0627\u062a \u0627\u0644\u0645\u0637\u0627\u0628\u0642\u0629 \u0644\u0645\u0639\u0627\u064a\u064a\u0631 (ISO 27001-2013) \u0648 (PCI DSS)\u060c \u0648\u0634\u0647\u0627\u062f\u0627\u062a \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644 \u0627\u0644\u0623\u062e\u0631\u0649 \u0645\u062a\u0649 \u0627\u0646\u0637\u0628\u0642 \u0630\u0644\u0643.<\/li>\n<li>\u0634\u0647\u0627\u062f\u0629 \u0627\u0644\u0623\u0645\u0627\u0646 \u0627\u0644\u0645\u0645\u062a\u062f\u0629 (EV-SSL) \u0645\u062a\u0649 \u0644\u0632\u0645 \u0627\u0644\u0623\u0645\u0631.<\/li>\n<\/ul>\n<ol>\n<li>\u0625\u062f\u0627\u0631\u0629 \u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0645\u0624\u0633\u0633\u0629<\/li>\n<li>\u0622\u0644\u064a\u0627\u062a \u062a\u0642\u064a\u064a\u0645 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0648\u0633\u0628\u0644 \u0627\u0644\u062a\u062e\u0641\u064a\u0641 \u0645\u0646\u0647\u0627\u060c \u0648\u062a\u063a\u0637\u064a: \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u062a\u0634\u063a\u064a\u0644\u064a\u0629\u060c <br \/>\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0633\u0648\u0642\u060c \u0627\u0644\u0633\u064a\u0648\u0644\u0629\u060c \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644\u060c \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629\u060c \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a\u0629\u060c \u0648\u0627\u0644\u062a\u0645\u0648\u064a\u0644\u064a\u0629. <br \/>\u0645\u062a\u0649 \u0627\u0646\u0637\u0628\u0642 \u0630\u0644\u0643.<\/li>\n<li>\u062a\u0642\u064a\u064a\u0645 \u062a\u0623\u062b\u064a\u0631 \u0627\u0644\u0623\u0639\u0645\u0627\u0644 (BIA).<\/li>\n<\/ol>\n<ul>\n<li>\u0633\u064a\u0627\u0633\u0629 \u0645\u0643\u0627\u0641\u062d\u0629 \u063a\u0633\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0648\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0625\u0631\u0647\u0627\u0628 (AML\/CFT).<\/li>\n<\/ul>\n<ol>\n<li>\u0633\u064a\u0627\u0633\u0629 \u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643.<\/li>\n<li>\u0644\u0648\u0627\u0626\u062d \u0648\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0627\u0644\u062a\u0623\u0633\u064a\u0633 \u0648\u0641\u0642\u0627\u064b \u0644\u0645\u0627 \u062a\u0646\u0635 \u0639\u0644\u064a\u0647 \u0634\u0631\u0648\u0637 \u0627\u0644\u062a\u0631\u062e\u064a\u0635.<\/li>\n<li>\u062a\u0642\u062f\u064a\u0645 \u0627\u062a\u0641\u0627\u0642\u064a\u0627\u062a \u0645\u0633\u062a\u0648\u0649 \u0627\u0644\u062e\u062f\u0645\u0629 (SLA) \u0627\u0644\u0645\u0628\u0631\u0645\u0629 \u0645\u0639 \u062c\u0645\u064a\u0639 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0634\u0631\u064a\u0643\u0629.<\/li>\n<li>\u0625\u0642\u0631\u0627\u0631 \u0627\u0644\u0627\u0633\u062a\u0628\u064a\u0627\u0646 \u0627\u0644\u0634\u062e\u0635\u064a (\u064a\u064f\u0639\u0628\u0623 \u0645\u0646 \u0642\u0628\u0644 \u0627\u0644\u0645\u0633\u0627\u0647\u0645\u064a\u0646\u060c \u0648\u0627\u0644\u0645\u062f\u064a\u0631\u064a\u0646\u060c \u0648\u0623\u0639\u0636\u0627\u0621 \u0627\u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0639\u0644\u064a\u0627).<\/li>\n<\/ol>\n<p>\u00a0<\/p>\n<h3><a id=\"post-37217-_ovx7enbadand\"><\/a><strong>\u0628. \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0634\u062e\u0635\u064a\u0629 (\u0627\u0644\u0627\u0633\u062a\u0628\u064a\u0627\u0646 \u0627\u0644\u0634\u062e\u0635\u064a)<\/strong><\/h3>\n<p>\u0627\u0644\u0645\u062f\u064a\u0631 \/ \u0627\u0644\u0645\u0633\u0627\u0647\u0645 \/ \u0627\u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0639\u0644\u064a\u0627<\/p>\n<ol>\n<li>\u062d\u062f\u062f \u0627\u0644\u0645\u0633\u0645\u0649 \u0627\u0644\u0648\u0638\u064a\u0641\u064a\/\u0627\u0644\u0645\u0646\u0635\u0628<\/li>\n<li>\u0627\u0644\u0627\u0633\u0645 \u0627\u0644\u0643\u0627\u0645\u0644<\/li>\n<li>\u0627\u0644\u062c\u0646\u0633<\/li>\n<li>\u0631\u0642\u0645 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id=\"post-37217-_2dcjir8kq9bs\"><\/a><strong>\u0643\u0645 \u064a\u0633\u062a\u063a\u0631\u0642 \u0627\u0633\u062a\u062e\u0631\u0627\u062c \u0627\u0644\u062a\u0631\u062e\u064a\u0635 \u0627\u0644\u0646\u0647\u0627\u0626\u064a \u0645\u0646 \u0627\u0644\u0648\u0642\u062a\u061f<\/strong><\/h2>\n<p>\u062a\u0633\u062a\u063a\u0631\u0642 \u0627\u0644\u0639\u0645\u0644\u064a\u0629 \u0641\u064a \u0627\u0644\u0639\u0627\u062f\u0629 6 \u0623\u0634\u0647\u0631 \u062a\u0642\u0631\u064a\u0628\u0627\u064b. \u0648\u0645\u0639 \u0630\u0644\u0643\u060c \u0642\u062f \u062a\u062d\u062f\u062b \u0628\u0639\u0636 \u0627\u0644\u062a\u0623\u062e\u064a\u0631\u0627\u062a \u0628\u0633\u0628\u0628 \u0646\u0642\u0635 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0623\u0648 \u0639\u062f\u0645 \u0627\u0643\u062a\u0645\u0627\u0644\u0647\u0627\u060c \u0645\u062b\u0644 \u0639\u062f\u0645 \u062a\u0639\u0628\u0626\u0629 \u0627\u0644\u0646\u0645\u0627\u0630\u062c \u0628\u0634\u0643\u0644 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\u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 \u0648\u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u063a\u064a\u0631 \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0648\u0634\u0628\u0643\u0627\u062a \u0627\u0644\u0627\u062a\u0635\u0627\u0644\u0627\u062a \u0644\u062a\u064a\u0633\u064a\u0631 \u0627\u0644\u0645\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629.<\/p>\n<p>\u00a0<\/p>\n<\/th>\n<\/tr>\n<tr>\n<th>\n<p>iPay Solutions<\/p>\n<\/th>\n<th>\n<p>\u062d\u0644\u0648\u0644 \u062a\u0642\u0646\u064a\u0629 \u0644\u0644\u062f\u0641\u0639 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0648\u062a\u064a\u0633\u064a\u0631 \u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0639\u0628\u0631 \u0627\u0644\u0642\u0627\u0631\u0629 \u0627\u0644\u0623\u0641\u0631\u064a\u0642\u064a\u0629.<\/p>\n<p>\u00a0<\/p>\n<\/th>\n<\/tr>\n<tr>\n<th>\n<p>ExpressPay<\/p>\n<\/th>\n<th>\n<p>\u0645\u0632\u0648\u062f \u0645\u0639\u062a\u0645\u062f \u0644\u062a\u0642\u0646\u064a\u0627\u062a \u0627\u0644\u062f\u0641\u0639 \u0645\u0646 \u0641\u064a\u0632\u0627 (PTP) \u0648\u0645\u0639\u0627\u0644\u062c \u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0647\u0627\u060c \u0648\u064a\u062a\u064a\u062d \u0642\u0628\u0648\u0644 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0627\u0644\u062f\u0648\u0644\u064a\u0629 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0628\u0637\u0627\u0642\u0627\u062a: \u0645\u0627\u0633\u062a\u0631\u0643\u0627\u0631\u062f\u060c \u0641\u064a\u0632\u0627\u060c \u062f\u064a\u0633\u0643\u0648\u0641\u0631\u060c \u0648\u0623\u0645\u0631\u064a\u0643\u0627\u0646 \u0625\u0643\u0633\u0628\u0631\u064a\u0633.<\/p>\n<p>\u00a0<\/p>\n<\/th>\n<\/tr>\n<tr>\n<th>\n<p>\u0627\u062a\u062d\u0627\u062f \u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a (IT Consortium)<\/p>\n<\/th>\n<th>\n<p>\u064a\u0642\u062f\u0645 \u0637\u064a\u0641\u0627\u064b \u0645\u0646 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u062a\u0634\u0645\u0644: \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0645\u062d\u0645\u0648\u0644\u0629\u060c \u0648\u0623\u0646\u0638\u0645\u0629 \u0633\u062f\u0627\u062f \u0627\u0644\u0631\u0633\u0648\u0645 \u0627\u0644\u0645\u062f\u0631\u0633\u064a\u0629\u060c \u0648\u0623\u062c\u0647\u0632\u0629 \u0627\u0644\u0635\u0631\u0627\u0641 \u0627\u0644\u0622\u0644\u064a \u0627\u0644\u0645\u062a\u0646\u0642\u0644\u0629\u060c \u0648\u0623\u0648\u0627\u0645\u0631 \u0627\u0644\u0633\u062d\u0628\u060c \u0641\u0636\u0644\u0627\u064b \u0639\u0646 \u0634\u0631\u0627\u0643\u0627\u062a \u0648\u062d\u0644\u0648\u0644 \u0646\u0648\u0639\u064a\u0629 \u0645\u062b\u0644 (Fidelity Y\u2019ello Save).<\/p>\n<\/th>\n<\/tr>\n<tr>\n<th>\n<p>Zeepay Ghana Limited<\/p>\n<\/th>\n<th>\n<p>\u062a\u062a\u062e\u0635\u0635 \u0641\u064a \u0627\u0633\u062a\u0642\u0628\u0627\u0644 \u0648\u062a\u0648\u062c\u064a\u0647 \u0627\u0644\u062a\u062d\u0648\u064a\u0644\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u062f\u0648\u0644\u064a\u0629\u060c \u0648\u0627\u0644\u062a\u062d\u0648\u064a\u0644\u0627\u062a \u0627\u0644\u0645\u062d\u0644\u064a\u0629\u060c \u0648\u0633\u062f\u0627\u062f \u0627\u0644\u0641\u0648\u0627\u062a\u064a\u0631\u060c \u0648\u062d\u0644\u0648\u0644 \u0645\u062d\u0627\u0641\u0638 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644.<\/p>\n<p>\u00a0<\/p>\n<\/th>\n<\/tr>\n<tr>\n<th>\n<p>BlueSpace Africa<\/p>\n<\/th>\n<th>\n<p>\u062a\u0634\u0645\u0644 \u0645\u062c\u0645\u0648\u0639\u0629 \u062e\u062f\u0645\u0627\u062a\u0647\u0627: BlueCash\u060c BlueHost\u060c Blues\u060c BlueTRX\u060c BluePay\u060c \u0648 Blue Trade.<\/p>\n<\/th>\n<\/tr>\n<tr>\n<th>\n<p>Mazzuma<\/p>\n<\/th>\n<th>\n<p>\u0645\u0646\u0638\u0648\u0645\u0629 \u062f\u0641\u0639 \u0639\u0628\u0631 \u0627\u0644\u0647\u0627\u062a\u0641 \u0627\u0644\u0645\u062d\u0645\u0648\u0644 \u062a\u062a\u064a\u062d \u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0639\u0628\u0631 \u0645\u062e\u062a\u0644\u0641 \u0627\u0644\u0634\u0628\u0643\u0627\u062a\u060c \u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u0634\u0631\u0627\u0621 \u0631\u0635\u064a\u062f \u0627\u0644\u0645\u0643\u0627\u0644\u0645\u0627\u062a \u0648\u0633\u062f\u0627\u062f \u0627\u0644\u0641\u0648\u0627\u062a\u064a\u0631 \u0641\u064a \u063a\u0627\u0646\u0627. \u0643\u0645\u0627 \u064a\u0635\u062f\u0631\u0648\u0646 \u0639\u0645\u0644\u062a\u0647\u0645 \u0627\u0644\u0631\u0642\u0645\u064a\u0629 (MAZ) \u0644\u062a\u0633\u0647\u064a\u0644 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0627\u0644\u0639\u0627\u0628\u0631\u0629 \u0644\u0644\u062d\u062f\u0648\u062f \u0648\u0627\u0644\u062a\u062d\u0648\u064a\u0644\u0627\u062a \u0628\u064a\u0646 \u0627\u0644\u0623\u0641\u0631\u0627\u062f (P2P).<\/p>\n<\/th>\n<\/tr>\n<\/thead>\n<\/table>\n<p>\u00a0<\/p>\n<h2><a id=\"post-37217-_kzd62md7fbd4\"><\/a><strong>\u0627\u0644\u062e\u0644\u0627\u0635\u0629<\/strong><\/h2>\n<p>\u0641\u064a \u0627\u0644\u062e\u062a\u0627\u0645\u060c \u0625\u0630\u0627 \u0643\u0646\u062a \u062a\u0637\u0645\u062d \u0644\u062f\u062e\u0648\u0644 \u0639\u0627\u0644\u0645 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0623\u0648 \u062a\u0633\u0639\u0649 \u0644\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0643\u0645\u0632\u0648\u062f \u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062f\u0641\u0639 \u0641\u064a \u063a\u0627\u0646\u0627\u060c \u0646\u0623\u0645\u0644 \u0623\u0646 \u062a\u0643\u0648\u0646 \u0647\u0630\u0647 \u0627\u0644\u0625\u0631\u0634\u0627\u062f\u0627\u062a \u0628\u0645\u062b\u0627\u0628\u0629 \u062f\u0644\u064a\u0644 \u0642\u064a\u0651\u0645 \u0644\u0643.<\/p>\n<p>\u0648\u0639\u0644\u0649 \u0627\u0644\u0631\u063a\u0645 \u0645\u0646 \u0623\u0646 \u0627\u0644\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0642\u062f \u062a\u0628\u062f\u0648 \u0637\u0648\u064a\u0644\u0629 \u0648\u0645\u062a\u0634\u0639\u0628\u0629\u060c \u0625\u0644\u0627 \u0623\u0646 \u0625\u0639\u062f\u0627\u062f \u0643\u0627\u0641\u0629 \u0627\u0644\u0645\u0633\u062a\u0646\u062f\u0627\u062a \u0627\u0644\u0645\u0637\u0644\u0648\u0628\u0629 \u0628\u062f\u0642\u0629 \u0648\u062a\u0642\u062f\u064a\u0645\u0647\u0627 \u0628\u0634\u0643\u0644 \u0645\u0646\u0638\u0645 \u0648\u0645\u0633\u062a\u0648\u0641\u064d \u0644\u0644\u0634\u0631\u0648\u0637 \u0633\u064a\u0636\u0645\u0646 \u0644\u0643 \u0625\u062a\u0645\u0627\u0645 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u062a\u0631\u062e\u064a\u0635 \u0628\u0633\u0644\u0627\u0633\u0629 \u0648\u062f\u0648\u0646 \u0639\u0642\u0628\u0627\u062a \u062a\u064f\u0630\u0643\u0631.<\/p>","protected":false},"excerpt":{"rendered":"<p>\u0647\u0644 \u062a\u0641\u0643\u0631 \u0641\u064a \u0625\u0637\u0644\u0627\u0642 \u0645\u0634\u0631\u0648\u0639 \u062a\u062c\u0627\u0631\u064a \u0643\u0645\u0632\u0648\u062f \u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062f\u0641\u0639 (PSP) \u0641\u064a \u063a\u0627\u0646\u0627\u061f \u0647\u0644 \u062a\u062a\u0633\u0627\u0621\u0644 \u0639\u0646 \u0627\u0644\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0648\u0627\u0644\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0627\u0644\u0644\u0627\u0632\u0645\u0629 \u0644\u0630\u0644\u0643\u060c \u0648\u0645\u062f\u0649 \u0633\u0631\u0639\u0629 \u0648\u0633\u0647\u0648\u0644\u0629 \u0625\u0646\u062c\u0627\u0632\u0647\u0627\u061f \u0633\u062a\u0648\u0641\u0631 \u0644\u0643 \u0647\u0630\u0647 \u0627\u0644\u0645\u0642\u0627\u0644\u0629 \u0643\u0644 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u062d\u062a\u0627\u062c\u0647\u0627 \u0644\u0625\u0637\u0644\u0627\u0642 \u0645\u0634\u0631\u0648\u0639\u0643 \u0641\u064a \u0645\u062c\u0627\u0644 \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062f\u0641\u0639 \u0623\u0648 \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 (FinTech) \u0641\u064a \u063a\u0627\u0646\u0627. \u062a\u0634\u0647\u062f \u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0627\u0632\u062f\u0647\u0627\u0631\u0627\u064b \u0639\u0627\u0644\u0645\u064a\u0627\u064b\u060c \u0648\u0645\u0646 \u0627\u0644\u0645\u062a\u0648\u0642\u0639 \u0623\u0646 \u064a\u0633\u062a\u0645\u0631 \u0647\u0630\u0627 \u0627\u0644\u062a\u0648\u062c\u0647 \u0628\u0642\u0648\u0629. [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":38031,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"editor_notices":[],"footnotes":""},"categories":[9],"tags":[],"coauthors":[235],"class_list":["post-37217","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-compliance"],"yoast_head":"\n<title>\u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u062a\u0631\u062e\u064a\u0635 \u0645\u0632\u0648\u062f \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062f\u0641\u0639- Firmus Advisory<\/title>\n<meta name=\"description\" content=\"\u0647\u0644 \u062a\u062e\u0637\u0637 \u0644\u0628\u062f\u0621 \u0646\u0634\u0627\u0637 \u062a\u062c\u0627\u0631\u064a \u0643\u0645\u0632\u0648\u062f \u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062f\u0641\u0639 (PSP) \u0641\u064a \u063a\u0627\u0646\u0627\u061f \u0645\u0627 \u0647\u064a \u0627\u0644\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0648\u0627\u0644\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0627\u0644\u0644\u0627\u0632\u0645\u0629\u061f \u0625\u0644\u064a\u0643 \u062f\u0644\u064a\u0644 \u0634\u0627\u0645\u0644.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/firmusadvisory.com\/ar\/how-a-fintech-can-obtain-a-payment-service-provider-license-in-ghana\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u0643\u064a\u0641 \u064a\u0645\u0643\u0646 \u0644\u0634\u0631\u0643\u0629 \u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u062a\u0631\u062e\u064a\u0635 \u0645\u0632\u0648\u062f \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062f\u0641\u0639 \u0641\u064a \u063a\u0627\u0646\u0627\" \/>\n<meta property=\"og:description\" content=\"\u0647\u0644 \u062a\u062e\u0637\u0637 \u0644\u0628\u062f\u0621 \u0646\u0634\u0627\u0637 \u062a\u062c\u0627\u0631\u064a \u0643\u0645\u0632\u0648\u062f \u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062f\u0641\u0639 (PSP) \u0641\u064a \u063a\u0627\u0646\u0627\u061f \u0645\u0627 \u0647\u064a \u0627\u0644\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0648\u0627\u0644\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0627\u0644\u0644\u0627\u0632\u0645\u0629\u061f \u0625\u0644\u064a\u0643 \u062f\u0644\u064a\u0644 \u0634\u0627\u0645\u0644.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/firmusadvisory.com\/ar\/how-a-fintech-can-obtain-a-payment-service-provider-license-in-ghana\/\" \/>\n<meta property=\"og:site_name\" content=\"Firmus Advisory Arabic\" \/>\n<meta property=\"article:published_time\" content=\"2026-06-12T15:27:00+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/firmusadvisory.com\/ar\/wp-content\/uploads\/sites\/7\/2021\/06\/Fintech_Payment_service_Provider_Firmus_Advisory-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"800\" \/>\n\t<meta property=\"og:image:height\" content=\"533\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Janet Fynn-Korsah\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Janet Fynn-Korsah\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"25 minutes\" \/>\n<script type=\"application\/ld+json\" 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